tag:blogger.com,1999:blog-59969902186033051932024-03-13T18:03:43.073+08:00E-commerce Change the WorldE-commerce Change the Worldhttp://www.blogger.com/profile/06384342717610129279noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-5996990218603305193.post-76570904989140595562009-07-12T16:48:00.010+08:002009-07-12T23:35:00.785+08:00Review of a local, transactional e-commerce site<img src="http://www.myeho.com/templates/default/images/logo.gif" width="183" height="40" /><br />There are many outstanding e-commerce website available in Malaysia market. Today I want to share with the readers on one of the successful e-commerce website that I have dealing with, <a href="http://www.myeho.com/"><strong>myeho.com</strong></a>. It is an <span style="color:#003300;">online travel agency</span> which make available for <span style="color:#cc0000;">travellers to book a hotel, choosing a travel package, and entrust a group trip</span>. Their group trip customers include Ernst & Young, ING Insurance, Nike Malaysia and other successful companies.<br /><br />Nowadays, Malaysia travelling industry has grown vigorously. According to the <a href="http://www.tourism.gov.my/tourismmalaysia_corp/default5.aspx?month_val=10-0">statistics on Ministry of Tourism</a>, foreign visitors have increased in year 2008 by 5.1%. In order to grab a slice on this market, many travelling agency goes beyond their traditional brick-and-mortar business to setup their online travelling service website.<br /><br />It is a <strong><span style="color:#009900;">real story</span></strong> that happened on me. Recently, my Indonesian relatives come to Malaysia for travelling but they do not have any plan and suddenly come to my house and discussing their travelling plan. On that situation, I really do not have an idea to plan a trip for them and really don’t like to travel all the way from Sungai Long to KL area for searching travel agency.<br /><br />So, one of my friends introduced me a reliable online travel agency called myeho.com. This website is <span style="color:#6600cc;">focusing on travel to the famous islands around Malaysia and Thailand</span>. Besides, myeho.com’s homepage is <span style="COLOR: rgb(102,0,204)">well-organised</span> that allowed users to see their package in the order way. Moreover, the website travelling package gives a <span style="COLOR: rgb(102,102,204)">special rate</span> with even cheaper than other agencies.<br /><br />Here I also want to highlight a most powerful tool in the websites is called <span style="FONT-WEIGHT: bold">search engine</span>. It permits users to <span style="COLOR: rgb(0,153,0)">drop down the option</span> even though the users do not have knowledge on geographic of Malaysia. Other than that, some other user friendly features like peak seasons calendar and currency converter give a clearer picture on pricing and hot seasons to foreign visitors on doing decision.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.myeho.com/images/stories/paymode.gif"><img style="MARGIN: 0pt 10px 10px 0pt; WIDTH: 247px; FLOAT: left; HEIGHT: 697px; CURSOR: pointer" border="0" alt="" src="http://www.myeho.com/images/stories/paymode.gif" /></a>On the other hand, users can make the payment through most of the online-banking website and other foreign payment method such as China Unionpay. The company will first send user an invoice in PDF format through e-mail and user can make their payment with reference code on the website.<br /><div style="TEXT-ALIGN: center"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhI1gJfGsmtP1dEcDKLa0ZPoN-XPaaWQIVHbUx5mELN9SACo9qjceArY5yPu2hr_yJrSZWX8rkDSD-C-vkjgUo87nBYt9gpqlKSAkLbE5fPfSImTjZ2H1uK4_UJ0khhlDt1fvF31f9vz08D/s1600-h/INVOICE+-+632JEK.jpg"><img style="TEXT-ALIGN: center; MARGIN: 0px auto 10px; WIDTH: 154px; DISPLAY: block; HEIGHT: 200px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5357585937094653186" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhI1gJfGsmtP1dEcDKLa0ZPoN-XPaaWQIVHbUx5mELN9SACo9qjceArY5yPu2hr_yJrSZWX8rkDSD-C-vkjgUo87nBYt9gpqlKSAkLbE5fPfSImTjZ2H1uK4_UJ0khhlDt1fvF31f9vz08D/s200/INVOICE+-+632JEK.jpg" /></a><span style="FONT-STYLE: italic">Click to enlarge: Invoice<br /><br /></span></div>Once users complete the payment, Myeho.com will send back the payment voucher to user as a reference.<br /><div style="TEXT-ALIGN: center"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXnc8YLG5PFe7yr0qTU7S6drC39q8vbd_zpUMimJ2bhsjIkTPfODwZ0jh4DV8iTdgAh9Ch1B0pJIkDwLklT6ONpZ_I9z8DDSHuJ0SEcRSUwkhU9KpxuKgkiUtD9tuITbPjZMRZjh7vXh3j/s1600-h/VOUCHER+-+632JEK.jpg"><img style="TEXT-ALIGN: center; MARGIN: 0px auto 10px; WIDTH: 154px; DISPLAY: block; HEIGHT: 200px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5357586399132930818" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXnc8YLG5PFe7yr0qTU7S6drC39q8vbd_zpUMimJ2bhsjIkTPfODwZ0jh4DV8iTdgAh9Ch1B0pJIkDwLklT6ONpZ_I9z8DDSHuJ0SEcRSUwkhU9KpxuKgkiUtD9tuITbPjZMRZjh7vXh3j/s200/VOUCHER+-+632JEK.jpg" /></a><br /><span style="FONT-STYLE: italic">Click to enlarge:Payment Voucher</span><br /><br /></div>The only one limitation in the website I found is that the online payment by credit/debit card is not very secure with <a style="FONT-WEIGHT: bold" href="http://ecommercechangetheworld.blogspot.com/2009/06/application-of-3rd-party-certification_20.html">third party verification</a>. So at that time, I rather to chose bank transfer to the company for making my payment.Marcus Teohhttp://www.blogger.com/profile/13455178945134952633noreply@blogger.com66tag:blogger.com,1999:blog-5996990218603305193.post-70106924432316769742009-07-12T11:29:00.022+08:002009-07-13T01:07:51.280+08:00A Review on UK to get tough with illegal downloader<div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiy7cWs_ecx3jl53EtkeqxrrUL_NYO2pl2ePZD-SEXnzvVPEg2eZBkLs2sD7Dy5Qg3daPmiUKdcfOTFWUcjgITQSDzQ-9fbSC4vhJNWwoi_MRwp9iG7Ys1nBDuxME4yZd0VSn4MG1B-Zg/s1600-h/DL9.jpg"><img id="BLOGGER_PHOTO_ID_5357484448107362898" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 120px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiy7cWs_ecx3jl53EtkeqxrrUL_NYO2pl2ePZD-SEXnzvVPEg2eZBkLs2sD7Dy5Qg3daPmiUKdcfOTFWUcjgITQSDzQ-9fbSC4vhJNWwoi_MRwp9iG7Ys1nBDuxME4yZd0VSn4MG1B-Zg/s200/DL9.jpg" border="0" /></a>In this post, i will do a review on a post in an <a href="http://ecommerze.blogspot.com/search/label/Legal"><span style="color:#3366ff;">e-commerce blog</span></a>. I have chosen a post about illegal download. What is illegal download? Is downloading music and movies from the internet considered illegal? I will discuss some information about illegal download in this post. </div><div align="justify"></div><div align="justify"></div><div align="justify">According to the <a href="http://ecommerze.blogspot.com/search/label/Legal"><span style="color:#3366ff;">e-commerce blog</span></a>, there are estimated around 6 million people are downloading files illegally in UK. These illegal downloading of music and movies are costing the industry to lose million of pounds in revenue every year. However, what is the actual definition of illegal downloading?<br /><br /></div><div><br /></div><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWJz3dMIH3F3b5RWyNzto9l1CeH4dIorcDYmSJ6A_7derMfW_3zpRdaGC-CriPzle3Ia7FKMn3bTWmAs7Z34I_UlehxHzM0kGxR3k0NXqLJQgAeQpU-slPymX8T7jGpH0PFNrHNI-ogGc/s1600-h/DL7.jpg"><img id="BLOGGER_PHOTO_ID_5357488617074075970" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 147px; CURSOR: hand; HEIGHT: 200px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWJz3dMIH3F3b5RWyNzto9l1CeH4dIorcDYmSJ6A_7derMfW_3zpRdaGC-CriPzle3Ia7FKMn3bTWmAs7Z34I_UlehxHzM0kGxR3k0NXqLJQgAeQpU-slPymX8T7jGpH0PFNrHNI-ogGc/s200/DL7.jpg" border="0" /></a>According to <a href="http://www.cmta.com/brochure.htm"><span style="color:#3366ff;">Christian Music Trade Association</span></a>, <span style="color:#ff0000;"><strong>Piracy</strong></span> is any form of unauthorized duplication and/or distribution of music or movies including downloading, file sharing, and CD-burning. When it comes to stealing digital recordings of copyrighted music, people somehow seem to think that it is unethical. Illegally downloading or copying copyrighted music is the same as stealing, there is no difference.<br /></div><div align="justify"></div><div align="justify">According to <a href="http://thestar.com.my/news/story.asp?file=/2007/12/4/nation/20071204151805&sec=nation"><span style="color:#3366ff;">The Star</span></a> December 4, 2007, if you download material illegally from the Internet, be prepared to fork out a minimum fine of <span style="color:#ff0000;"><strong>RM250,000</strong></span>. This is the warning from the Domestic Trade and Consumer Affairs Ministry to Malaysians who continue to illegally download songs, videos and the like. Besides that, illegal downloaders may have a chance to be prosecuted.</div><div><br /></div><img id="BLOGGER_PHOTO_ID_5357509943015050242" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 161px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-1nky8ioWJLAZiyV70NNYdojXwHshVbn9mE-oUmigSa7d5gKK_hi9k269mjCgQ_7m49rmHBeEKyGFaFYIMv-kaL8uN7VsPRxfJVZOqV8ynAu3Pg1mZdt9X5k7CZMlY5HCV8Dj5d-jw4s/s200/DL3.bmp" border="0" /> However, it is not only Malaysian who downloads from the Internet. Internet user from all around the world would download songs, videos, movies and other digital files from the Internet. This illegal action will have many negative impacts to many parties.<br /><br /><div align="justify"></div><img id="BLOGGER_PHOTO_ID_5357507968682463986" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 169px; CURSOR: hand; HEIGHT: 200px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYhxbY04yQ93NRO6sAw4GHu75hGTDfIspa9ExogXSYNKCeseUvaXdrtx3NK7U2uWQw4pkGoDi4hBKtRxdI4S0OyBfTHQCiQa4wXrN2bnke75v-quV5qi8JfJWT5VcubQ4ODkpEBxoX9kA/s200/DL.jpg" border="0" /> In my opinion, the party that will most affected by this illegal download would be the artists, songwriters, producers and so on. This is because it betrays songwriters and producers who have produced it. Since many Internet users illegally download copyrighted products, therefore music and movie industry will be affected. Many Internet users just download their favourite song or movies for free therefore they do not need to purchase it. By doing so, the cost of producing song or movies cannot be recovered because revenue is low.<br /><br /><div align="justify"><img id="BLOGGER_PHOTO_ID_5357514266454944898" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 219px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxy2hSUjWpMbczuXrQ8KhIf_LrBGIckzdMiIy4XE4irlyszETGygsjd_b8iWpLWxhqG1FK6d_ys8DsMBcDVeiAwpLI_qAVC9_Zfy1juq5ygyPmWFS1hnqOs9EEHWg8GWllCrIduqRihdA/s320/DL1.jpg" border="0" /></div><br /><br /><br /><p>Besides that, it also indirectly will affect us as fan of some singers or artists. This is because when the cost cannot be covered, then they will not able or even stop producing song and movies. Hence, we will not able to enjoy those beautiful art.</p><br /><p>Lastly, I would advice Internet users to not to be selfish and ruin the whole industry. We should not be the "<span style="font-size:130%;color:#ff0000;"><strong>Pirates of the Industry</strong></span>" <strong><span style="font-size:180%;">!!!</span></strong></p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiQUTxL-WYM2E4DHasxlu2tfmJh2X5ahj-MIFocxGnckjUV0v0f015BRfozjNa02kr322tWRlFmL1RRgRmqKAgPQ1M40nCSd4Mp_OEaHz9ZYKPETsx7SD-EIw6JvFAAqA3QL1OZuxpl4k/s1600-h/DL8.bmp"></a><img id="BLOGGER_PHOTO_ID_5357519807428893938" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 213px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggDq0YOnIDpGg3GRfqA2Y4dw010kDicd4X3AsfJ-xXQuZOcUyQKquEMH3nyq-SGY0e8eGBJTCtwjN27EUyB0Odu5Fi5wSe8T8EIkF630KX46SkmgQhVPEmMFwty6ffx0QdVrozWZvXcrU/s320/DL8.bmp" border="0" /><img id="BLOGGER_PHOTO_ID_5357516388979196978" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 185px; CURSOR: hand; HEIGHT: 320px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwbqHPanKf3uoWpuqEIfQ_RlgfGv5y039if0EP7Nqx3XHrpIq0I79BPVmjOmndc9GuvBgbEQqwcJKCBAatAMRgGhwedfrLG3e7pbkHhKzmWjgeKWKecgf5QqAc6nod3gERE6BtYMAvBZQ/s320/DL6.jpg" border="0" />Melissahttp://www.blogger.com/profile/13701250292662687412noreply@blogger.com7tag:blogger.com,1999:blog-5996990218603305193.post-69758023233151152352009-07-12T11:20:00.019+08:002009-07-12T22:47:53.328+08:00E-Government in Malaysia:Its implementation so far and citizen's adpotion strategies<p>Hi everyone today is my last blog for this education blog. I hope our blog has brought lot of useful information to you guys. Well, today I’m going to share the title about “<strong><span style="COLOR: rgb(51,51,255)">The implementation of E-Government in Malaysian and the citizen’s adoption strategies</span></strong>”.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLBAVePwea0PC5V085OtkMybxwI5clqAJZRgeTmnxh5AcvS7q5_zZk4ZikvdqQ1K3DtQvRTht49a-jO4jXulMmROZouDwPPUevxeL5jMYDpyyyogGkuDMdzes4WdKUSSAQNoOj491QH5Mj/s1600-h/egov.gif"><img id="BLOGGER_PHOTO_ID_5357450246140718946" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 147px; HEIGHT: 150px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLBAVePwea0PC5V085OtkMybxwI5clqAJZRgeTmnxh5AcvS7q5_zZk4ZikvdqQ1K3DtQvRTht49a-jO4jXulMmROZouDwPPUevxeL5jMYDpyyyogGkuDMdzes4WdKUSSAQNoOj491QH5Mj/s400/egov.gif" border="0" /></a> Electronic government (E-Government) is the use of IT and e-commerce to provide access to government information and delivery of public services to citizens and business partners. The initiative launched of E-government was to lead the country into Information Age. By implementing E-Government, the internal operation of government and delivery services to the citizen in Malaysia will be improved. Besides, it also will improve the convenience, accessibility, quality of the interactions with citizen and business and so forth.<br /><br />Malaysian government has implemented e-government services since the initiation of Multimedia Super Corridor (MSC) in 1996. Their vision is to focus on the efficiency and effectiveness of delivering the government service to their citizen by enabling them to be more responsive on citizen needs.<br /><br />The 7 pilot projects of the ElectronicGovernment Flagship Application are:<br /><br />Government to Government<br />1. <span style="COLOR: rgb(51,51,255)">Project Monitoring System (SPP II)</span><br />-Online system that monitors the entire lifecycle of national programs,<br /><br />2. <span style="COLOR: rgb(51,51,255)">Human Resource Management Information System (HRMIS)<br /></span>-Enable the Public Service to successfully deal with the Challenges of the K-Economy.<br /><br />3. <span style="COLOR: rgb(51,51,255)">Generic Office Environment (GOE)</span><br />-Powerful document and office management solution that enables users to effectively and efficiently manage their office environment.<br /><br />Government to Business<br />4. <span style="COLOR: rgb(51,51,255)">Electronic Procurement (EP)</span><br />-Enables suppliers to sell goods and services to the Government through the Internet.<br /><br /></p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWF-fopfsbbhukKt_l_12bIbv6Ke2KWYMEY_tJps8Cz9LopHGYjnFz968T_Rz3S6JWoY3TalRcKjTaO4lEPmcswiCdawHNNdrK54eff02LkO43uamXmQfFcJ11BGVWEtkdFw8qMrE4rltw/s1600-h/ep.jpg"><img id="BLOGGER_PHOTO_ID_5357449971988257458" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 352px; HEIGHT: 241px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWF-fopfsbbhukKt_l_12bIbv6Ke2KWYMEY_tJps8Cz9LopHGYjnFz968T_Rz3S6JWoY3TalRcKjTaO4lEPmcswiCdawHNNdrK54eff02LkO43uamXmQfFcJ11BGVWEtkdFw8qMrE4rltw/s400/ep.jpg" border="0" /></a><br />Government to Citizen<br />5. <span style="COLOR: rgb(51,51,255)">Electronic Services (E-Services)</span><br />- Citizen can conduct transaction with government agencies through various convenience channels such as the eServices kiosks and internet.<br /><br />6. <span style="COLOR: rgb(51,51,255)">Electronic Labour Exchange (ELX)</span><br />-Enable employers and job seekers to communicate on the same platform to exchange labor market information.<br /><br />7.<span style="COLOR: rgb(51,51,255)"> E-Syariah</span><br />-A case management system that integrates the processes related to management of cases for the Syariah Courts.<br /><br />Furthermore, the following links will be helpful for you to know more detail about the implementation of E-Government in Malaysia.<br />i) <a href="http://www1.american.edu/initeb/ym6974a/egovernment.htm#E-Government">Malaysian Information and Communication Technology</a><br /><br />ii) <a href="http://www.mait.com/admin/enews_images/MAIT%20Country%20Intelligence%20eNews96_37.pdf">E-Government in Malaysia<br /></a><br />iii) <a href="http://www.intanbk.intan.my/psimr/articles/Article1%20-%20Full.pdf">Implementation of Electronic Government in Malaysia</a><br /><br />Moreover, Malaysian government can carry out few strategies in order to increase the number of E-government users. Those strategies are as follow:<br />-Government should provide multiple languages in their websites.<br />-Government should provide a user-friendly system to their citizen such as simplify their system procedures.<br />- FAQ and contact number for customer services should be included in their websites.<br />-Conference, talk or campaign should be organized by the government by explaining services provided by them and describing the way to use the system.<br />-Government should enhance the security of their websites and state the rules and regulations of the system to avoid the exposure of citizen’s private information.<br /><br /><p>Before i end my post with you guys, I would like to share a video about E-Government service in oversea which showing the convenience provided by the government to their citizen.<br /><object height="344" width="425"><param name="movie" value="http://www.youtube.com/v/TGmE1Y_tfWA&hl=en&fs=1&"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><br /><br /><embed src="http://www.youtube.com/v/TGmE1Y_tfWA&hl=en&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object></p>~~wOrlD oF cHaRliE~~http://www.blogger.com/profile/00368809878210514398noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-4315916480548615772009-07-08T17:39:00.009+08:002009-07-12T12:49:04.160+08:00Corporate Blogging: A new marketing communication tool<img id="BLOGGER_PHOTO_ID_5356022849452608962" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 367px; CURSOR: hand; HEIGHT: 275px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiun3P0hzzGgOogR3JbvPWVh2Cde1K6GAVWDe7h3WPWF5OFjP_AidPsPzAv_kroY0wQnnxBSKG7MQ4i8QTM22PYuh6uziJhNR59guDB3vbLlo85kifQKbV-mBsgEab_bYNRMg1vNfemPgA/s400/blogs_will_change_your_business.gif" border="0" />Hi there, we meet again to discuss on the popular issues of e-commerce. We will discuss on the new marketing communication tool for companies today- <span style="color:#ff0000;">Corporate Blogging</span>. According to Wikipedia, corporate weblog is a tool that organizations used and published to reach its organizational goals. It has grown from a popular teen pastime to needs for corporations. Most of the blogs can be categorized as internal and external blogs. Internal blogs are generally accessed through the intranet where every employee can view on it whereas external blogs are publicly published for everyone where they can see the employees, teams or spokespersons of the company sharing their views on the blog.<br /><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb-j0h5ewDuiUaM6bDZYHyvDfdZVMsI87k_81Z9imkbGvkNYPyDfRQAVDdgEREierfUdsHc7gfo2RcWwpjLtYmquliszfHUMQJwsFljH6JKu4YRg0FtQvODDE1z6g4rAhl4rZcUxJyi9w/s1600-h/weblog.jpg"><img id="BLOGGER_PHOTO_ID_5356023287020905154" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 217px; CURSOR: hand; HEIGHT: 170px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb-j0h5ewDuiUaM6bDZYHyvDfdZVMsI87k_81Z9imkbGvkNYPyDfRQAVDdgEREierfUdsHc7gfo2RcWwpjLtYmquliszfHUMQJwsFljH6JKu4YRg0FtQvODDE1z6g4rAhl4rZcUxJyi9w/s400/weblog.jpg" border="0" /></a><br /><br /><div>According to Ray Valdes, only less than 5 percent of the Fortune 1000 is using blogs strategically in year 2006, but he believes that the percentage will triple in the next two years. According to Socialtext’s research, 61 (approximately 12.2%) of the Fortune 500 are blogging as of 4th July 2009. Why corporate blogging become so popular nowadays?<br /><br /><br /><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid3F-jSyEYTCICPTI6cpTiNHssJud94aZxnmqD7su2WSlO-d4AdJ-JZj2Cp7GmnWhZhSj1l-t_I4gwSrbBkNPmjhxdFbkvtAfrcJCfpHATw3YRwS5a2o_N_RJ78owFo-hmSaE6-mygLSM/s1600-h/corporate+blogging.gif"><img id="BLOGGER_PHOTO_ID_5356023147602874674" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 280px; CURSOR: hand; HEIGHT: 392px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid3F-jSyEYTCICPTI6cpTiNHssJud94aZxnmqD7su2WSlO-d4AdJ-JZj2Cp7GmnWhZhSj1l-t_I4gwSrbBkNPmjhxdFbkvtAfrcJCfpHATw3YRwS5a2o_N_RJ78owFo-hmSaE6-mygLSM/s400/corporate+blogging.gif" border="0" /></a><br />Corporate blogging has been introduced as a new approach to marketing because companies can use it to polish up their marketing message indirectly through social interactions. Besides, blogging enables faster feedback rather than other customer communication avenues. It also provides a more strategic understanding of the current market trend. Moreover, blogging is telling the customers indirectly that the company cares about their products and customers. Many companies not only using it for customer and peer support, they also use it for internal communications from the CEO, HR department, or as a discussion tool among the employees. Most of the leaders feel comfortable or safe to communicate directly to the customers without worrying negative corporate consequences such as being sued. On the other hand, it gives the writer an opportunity to answer critics in a controlled forum, but some of the critics may not seen by the writer because they might have post it somewhere else. It also brings new connections and generates trust within customers, employees, suppliers, investors and others which may lead to business opportunities.<br /></div><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNPlF9-PK-5CVbsR3jW2qdhRo4sUTKnYxeFzDcP-1i0eEtYrikxzkwenFp9LMyfbXo1lZBWS7_dNGvBAYNP9WGImVTHea0PNDHmD_jI9zeWUrBDRWsQ062CDSgv2FVkcrqC3rHjofl0Bo/s1600-h/yahoo+blog.bmp"><img id="BLOGGER_PHOTO_ID_5356023387390137890" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 198px; CURSOR: hand; HEIGHT: 224px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNPlF9-PK-5CVbsR3jW2qdhRo4sUTKnYxeFzDcP-1i0eEtYrikxzkwenFp9LMyfbXo1lZBWS7_dNGvBAYNP9WGImVTHea0PNDHmD_jI9zeWUrBDRWsQ062CDSgv2FVkcrqC3rHjofl0Bo/s400/yahoo+blog.bmp" border="0" /></a></div><div><br />Although there are risks such as revealing issues on financial results, with communication and guide within the organization, we believe that the benefits of corporate weblog will exceed the problems. </div><div><br />The links below will provide more information on corporate blogging to all of you:</div><ul><li><a href="http://mariosundar.wordpress.com/2008/09/09/top-15-corporate-blogs-technorati-rankings-sep-08/">Top 15 corporate blogs</a></li><li><a href="http://www.socialtext.net/bizblogs/index.cgi">Fortune 500 Business Blogging Wiki</a></li><li><a href="http://visionarymarketing.wordpress.com/2008/06/02/dos-and-donts/">Do and Donts of corporate blogging<br /></a></li></ul><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNPlF9-PK-5CVbsR3jW2qdhRo4sUTKnYxeFzDcP-1i0eEtYrikxzkwenFp9LMyfbXo1lZBWS7_dNGvBAYNP9WGImVTHea0PNDHmD_jI9zeWUrBDRWsQ062CDSgv2FVkcrqC3rHjofl0Bo/s1600-h/yahoo+blog.bmp"></a></div></div></div>phaikyin@snowyinhttp://www.blogger.com/profile/00516615781890789950noreply@blogger.com6tag:blogger.com,1999:blog-5996990218603305193.post-18596470160257927562009-07-02T19:48:00.013+08:002009-07-02T21:41:36.622+08:00The Application of Pre-Paid Cash Card for Consumers<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimCZYrVqp6qoezNuxptkUQzsTj9ULNememyhqgtQUyTaRDFwtsrtyeZVuF_i-LNodBO8Q7BRefyYCOywaKMQ5-oPtiSP72dSawvQqyKoGVVgKOWVMMv8k6W0xWMMyRP4mYfK0m1MIcWyM/s1600-h/card5.jpg"><img id="BLOGGER_PHOTO_ID_5353854916545751714" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 110px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimCZYrVqp6qoezNuxptkUQzsTj9ULNememyhqgtQUyTaRDFwtsrtyeZVuF_i-LNodBO8Q7BRefyYCOywaKMQ5-oPtiSP72dSawvQqyKoGVVgKOWVMMv8k6W0xWMMyRP4mYfK0m1MIcWyM/s200/card5.jpg" border="0" /></a>What is a pre-paid cash card? Is it a credit card or a debit card? Are you confused now? Never mind. I'll explain what is a prepaid cash card actually in this <span style="color:#000000;">post.</span><br /><div><div><br /><div><div><div><div><div><div><div><div><div align="justify">A prepaid cash card is neither a credit card nor a debit card where it doesn't have line of credit. Besides that, it is not a debit card because it is not linked to a bank account with an overdraft facility. We can't borrow money with a prepaid card, we can only spend the money we have loaded onto <span style="color:#000000;">it.<br /></span></div><img id="BLOGGER_PHOTO_ID_5353849344387474834" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 148px; CURSOR: hand; HEIGHT: 200px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiI8Ht0NRnski7TGQy0yUtsdDb51u9R9o8vuxl9rQyta8Fhog6p9vAvggADJOXfFgc2C7j2Kc9iZkBRulA5VeCGO0jbIihLCGbOx_N3E5pYuTiEep1WpnyIrt_c5doRzXeYvnO7sdxC5pk/s200/card4.jpg" border="0" /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKjOzd1VNtD6LUW_sSM90WIRRHGKXqc-hdNLaJXHerSHjtHVOBdGX_t68rBEPt_aBz9hHtEluF7imHusKrMfzYrUCKSRTGa56faJhitA9_JBz8aXxoaQFcM74oNDN9j0mG1fEBYNBYAps/s1600-h/card2.jpg"><img id="BLOGGER_PHOTO_ID_5353850372799487842" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 153px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKjOzd1VNtD6LUW_sSM90WIRRHGKXqc-hdNLaJXHerSHjtHVOBdGX_t68rBEPt_aBz9hHtEluF7imHusKrMfzYrUCKSRTGa56faJhitA9_JBz8aXxoaQFcM74oNDN9j0mG1fEBYNBYAps/s200/card2.jpg" border="0" /></a></div><div>Prepaid cash card can help to manage your money safer, easier, and cheaper. <a href="http://usa.visa.com/personal/cards/prepaid/index.html"><span style="color:#3333ff;">Prepaid Visa</span></a> and <a href="http://www.mastercard.com/us/personal/en/aboutourcards/gift_prepaid/"><span style="color:#3333ff;">Prepaid MasterCard</span> </a>work like a checking account where individuals and businesses deposit money and withdraw funds from a protected account. The money is safe in the prepaid card accounts instead of carrying it around in cash. It's very convenient to sign up for a prepaid cash <span style="color:#000000;">card.<br /></span><br /><br />The usages of prepaid cash card are wide. It can be used in many ways as follow: </div><div></div><div align="justify">Prepaid cash card can be used to make purchases. For example when u go shopping, u do not need to carry a lot of cash around. Besides, it is more secure to use prepaid cash card rather than carrying cash around and it enables the person to start spending according to a budget as well. Apart from that, prepaid cash card can also be used to withdraw cash from ATM without worry about overdrafts because you can only spend what is in your <span style="color:#000000;">account.<br /><br /></span><img id="BLOGGER_PHOTO_ID_5353849333560517490" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 200px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjE2zBsTE56eEaeUk4y4x8ewfATgZ8xtyQgg6BAbVQfixmIZF4OGyL_G4tujRIl7GBASzdD7SsDipt62GkGwWkkoB4FLskn03hwWV9vrezdNT4lsdGG3dSJYkWCy9SPynIkrbM8DG6amuw/s200/card1.jpg" border="0" />Furthermore, you can use the card to shop & pay bills online, make hotel & car rental reservations, and purchase goods & services wherever Visa or MasterCard is accepted. Besides that, it is more secure to use prepaid cash card rather than carrying cash around and it enables the person to start spending according to a budget as <span style="color:#000000;">well. </span></div><div><br /><br /></div><div align="justify">Prepaid cash card are widely used in :<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzxC_t_s2OrvxXA9D7r8nNnAHcCDWd7odsCNaO_zB-XoPGrURbqZ3t0ixP-1GH2oBr5ccpRzdGaJFig_37-UKVTv0EI02DPmkmtr8W1ICFSm1FDh6HJ3xkWfA0HgW8BJ8d6Q0XmkA0ac0/s1600-h/card3.png"></a></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCadsMYh-9ND2w9mEjh-iVHizi3gWqos4-3UyB_8YubkcKPI-v40OVP5i_4HV-TxUA5rsT8SK_ebZT0YfKS4zwtkEDo49q0VKBHP4obVBNDNRJd9KkXN04iF6kYWGnBJFhQBqZ8crSAbk/s1600-h/card3.png"></a><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQlqAgUARnvt6H1Lv0UZAkKtwbDFRTgig0gkDQcywF3rL2-4AnLtryB1LOOIObA1hLQcOuomwpJ6VZSTr7-FAABhOt8t-niZmkfsptbZ1nxPkuIAHxBtUY8mal3f44t8khf7dZQ4oQBT4/s1600-h/card3.png"><img id="BLOGGER_PHOTO_ID_5353854525295787794" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 226px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQlqAgUARnvt6H1Lv0UZAkKtwbDFRTgig0gkDQcywF3rL2-4AnLtryB1LOOIObA1hLQcOuomwpJ6VZSTr7-FAABhOt8t-niZmkfsptbZ1nxPkuIAHxBtUY8mal3f44t8khf7dZQ4oQBT4/s320/card3.png" border="0" /></a><br /></div><div align="left">- Everyday shopping </div><div align="left"><br /></div><div align="left">- Internet shopping </div><div align="left"><br /></div><div align="left">- Topping up your mobile phone </div><div align="left"><br /></div><div align="left">- Paying bills </div><div align="left"><br /></div><div align="left">- Paying monthly subscriptions </div><div align="left"><br /></div><div align="left">- Withdrawing cash from ATMs </div><div align="left"></div><div align="left">- etc.</div><div><br /><br />Example of prepaid cash card that is used in Malaysia is the <a href="http://www.touchngo.com.my/WhatTNG.html"><span style="color:#3333ff;">Touch n' Go</span></a>. It is used at all highways in Malaysia, major public transpots, selected parking sites and also theme park. User can continue using the card as long as it is pre-loaded. Touch ‘n Go enhances the speed of paying and it is also very convenient because user no longer need to prepare for small change or wait in queue at the cash lane to complete the transaction.<br /><br /></div><img id="BLOGGER_PHOTO_ID_5353854195573896258" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 205px; CURSOR: hand; HEIGHT: 148px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLwmJpNfC8ohQoVzfcRrCHfssPSTxyVWRsSeNk30z8PjfQ2Gil5KIXSGsRynjGriwRvttX50MyiuZZ9s87awCNm2ibxP9VcNZy8BYCakHahOuO55zA2sI_QFU4MGQZu6_sPAg5jLUq9EE/s320/card6.jpg" border="0" /></div></div></div></div></div></div></div></div></div><br /><p>The are two other companies that provide prepaid cash card. If you are interested, do visit the following companies' websites:</p><p>i) <a href="http://www.accountnow.com/"><span style="color:#3333ff;">AccountNow</span></a> ii) <a href="http://www.thinkglink.com/article/2004/05/09/no-checking-or-savings-account-use-prepaid-cash-card"><span style="color:#3333ff;">ThinkGlink</span></a></p>Melissahttp://www.blogger.com/profile/13701250292662687412noreply@blogger.com5tag:blogger.com,1999:blog-5996990218603305193.post-36619577066280281662009-06-28T01:48:00.014+08:002009-07-12T00:37:29.544+08:00Credit Cards Debts: Causes and Prevention<div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHg2YueFsdbyj1B6bh4czbBZgKv_qp0BqYOG_NYXV2Cpd6UNnL4yYdIdeWZ-yOIedPk7-XoGyv1otNKAFUYoLYeBHj0Mb44Oldqk2PKQpAJDOhbrKpdqGV8kpqN6w6tprAz_TJAW8bwBk/s1600-h/credit-card-debt.jpg"><img id="BLOGGER_PHOTO_ID_5352066158518457458" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 330px; CURSOR: hand; HEIGHT: 234px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHg2YueFsdbyj1B6bh4czbBZgKv_qp0BqYOG_NYXV2Cpd6UNnL4yYdIdeWZ-yOIedPk7-XoGyv1otNKAFUYoLYeBHj0Mb44Oldqk2PKQpAJDOhbrKpdqGV8kpqN6w6tprAz_TJAW8bwBk/s400/credit-card-debt.jpg" border="0" /></a>Hi, everyone! This week article is on one of people’s major concern which is credit cards debts. Credit cards are very common in this century. According to Wikipedia, it is a part of payment system which uses a small plastic card for payment. The issuer of cards allows the user to borrow money to pay for goods or services to the merchant in advance.</div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9LA1Ol0kACGXFxpESnN9vinTqQ5YiwCj3UOwCeCkVROKdONWp2k6EP2rPxL8P_l1Qo1WUIBvs_ViTlyWNDveiLZFBBQBBj7T76ipc4mWoVslfoQAdzWFU2KwPTd_jDQrDadfb40JuEMU/s1600-h/debts.bmp"><img id="BLOGGER_PHOTO_ID_5352066744219470706" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 217px; CURSOR: hand; HEIGHT: 186px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9LA1Ol0kACGXFxpESnN9vinTqQ5YiwCj3UOwCeCkVROKdONWp2k6EP2rPxL8P_l1Qo1WUIBvs_ViTlyWNDveiLZFBBQBBj7T76ipc4mWoVslfoQAdzWFU2KwPTd_jDQrDadfb40JuEMU/s400/debts.bmp" border="0" /></a><br /><br /><br /><br /><br /><div align="justify">Credit cards can be very convenient if it is used properly, otherwise, you’ll be surrounded by load of debts which may cause bankruptcy. I’ll share some of the causes and prevention of the credit cards debts in this article.<br /><img id="BLOGGER_PHOTO_ID_5352071250552598530" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 201px; CURSOR: hand; HEIGHT: 252px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwOCHrp-3aPkAkoAF1aD0hd_XmQaaoaAbzRVM8hYONEm-IvJkqbw0BLPJjABXkqfZLTifKPNw4isaDQMKEjHVhzIHfxSd-AWdpUZQW4ZjYN7_naJUCOshBbxZQtx7WgoXPxMbkxpc1cow/s400/cutting+crd+caRd.jpg" border="0" /><br /><br /></div><div align="justify">Maintaining expenses on a reduced income- Excessive spending is one of the main causes, especially when users are experiencing reduction in their monthly income. If users still spend as if they are having their previous income, they will soon find that their credit cards’ monthly charges will be doubled or tripled up. A fast and effective way to prevent this is creating a new budget which can get your spending under control. Users will have a clear view on how much money they have each month and how many they need to spend for the month.<br /><br /><img id="BLOGGER_PHOTO_ID_5352067464107130706" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 193px; CURSOR: hand; HEIGHT: 191px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCbnJIkSPM5ZwuiHX0BZF7Amxyh4KMaLXhxIi8oiRuQLlW1ePkz3IAUxD9qkklNzD4wTTGAC_EiCP2TESWcU6G_f-bZQb9xJgvWfFM9X0l7pEbBmoQ226UdcqzqEGoMsozyQYOh5utTaQ/s400/low+savings.jpg" border="0" /></div><div align="justify"><br /><br /></div><div align="justify">Low or no savings- It is important to contribute money to the savings account regularly. However, if you’re contributing very little or no fund to savings account, your savings may not able to cover unexpected or emergency expenses. An easy way to prevent from adding charges to credit cards during emergency is set up an automatic monthly transfer to your savings account. With this system, you would not need to worry that you will forget to set your funds aside.<br /></div><div align="justify"></div><div align="justify"><br /></div><div align="justify">Poor money management- Money management includes everything from monthly budgeting to bill paying to savings and investment contributions. Therefore, failing to manage any of the areas will cause you to loss control on your finance. For instance, if you fail to pay your monthly credit card bills, you will be charged for late payment at substantially high interest rates. The same solution for the “low or no savings” is applied here. Users should consider setting up an automatic bill pay transfer to ensure that they never miss out any payments.<br /><br /></div><div align="justify">Overspending- Spending do helps to boost up the economy but spending too much on unnecessary things is the most common cause of increasing credit cards debts. It seems impossible to stop swiping our credit cards to get things that we want with all those glittery advertisements which keep on persuading us to buy, buy and buy! In order to prevent overspending, set a budget on your necessary monthly spending and stick to it!</div><div align="justify"><br /></div><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkpga6jE8KTJmi5KWAqjaxjKDtok5Y6iRYIYH6hFuZGn_RNor290yNtu2QN5bQY13GxQKy7h-TEPouTawlbSTOoIFIrvcuR9nuJ4M3wISzLbaY25X_YeFmN7b9GDxW9FAXyR1_OE8jLhk/s1600-h/dun+get+debt.gif"><img id="BLOGGER_PHOTO_ID_5352070116966174754" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 118px; CURSOR: hand; HEIGHT: 173px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkpga6jE8KTJmi5KWAqjaxjKDtok5Y6iRYIYH6hFuZGn_RNor290yNtu2QN5bQY13GxQKy7h-TEPouTawlbSTOoIFIrvcuR9nuJ4M3wISzLbaY25X_YeFmN7b9GDxW9FAXyR1_OE8jLhk/s400/dun+get+debt.gif" border="0" /></a>Prevention is always better than cure. Think twice before you intend to purchase using credit cards and avoid mistakes that lead to burdens of debts. Good luck, people! </div><p><img id="BLOGGER_PHOTO_ID_5352072006835595298" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 193px; CURSOR: hand; HEIGHT: 41px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhy204-ILRJwitwa2poRkpWeGVnhtKMZ588DcSX0Ao8OFjWOJtftJo3-FduAwNq6aixjqYPr8j8Ny-r-QwWnk7aR9qgVO8gCVFt8eK71fS1AePWjaTO9dzRtNQJ-nE0N9sm9wd00K840L8/s400/debt+prevention.png" border="0" /><br />For more in-depth details, please visit the web sites below:<br /><a href="http://www.debtfirms.com/credit-card-debt.html">http://www.debtfirms.com/credit-card-debt.html</a><br /><a href="http://www.3debtconsolidation.com/creditcardmistakes.html">http://www.3debtconsolidation.com/creditcardmistakes.html</a></p>phaikyin@snowyinhttp://www.blogger.com/profile/00516615781890789950noreply@blogger.com4tag:blogger.com,1999:blog-5996990218603305193.post-82914463822670600252009-06-25T23:01:00.031+08:002009-07-03T22:53:49.938+08:00Electronic CurrencyHi, my dearest readers. Today I’m going to share some information regarding the electronic currency with you guys. Yet, before I provide the detail information about it, let me take this opportunity to share some basic knowledge first. As we know, the improvement of technology and internet has driven the use of electronic currency in the world. Besides, it also plays a major role in most of the transactions which perform or done through the internet. Thus, it is important to know about what is <span style="color:#000099;"><strong><em>electronic currency as well as their pros and cons</em></strong></span>.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEio1JEWCrbdDwqYcVHFTlPq6RRzsviFWgnSFtIe_BPnstE9pNO3fASYljK7iqQlgTqjLFlajP1z8xyJAxqsqthzelxGsHTWI89joneJcLjze1O_2uSqonKSn8y3-RqyzrExfxuCEjwrLbHK/s1600-h/untitled.bmp"><img id="BLOGGER_PHOTO_ID_5351287964325720482" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 265px; CURSOR: hand; HEIGHT: 222px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEio1JEWCrbdDwqYcVHFTlPq6RRzsviFWgnSFtIe_BPnstE9pNO3fASYljK7iqQlgTqjLFlajP1z8xyJAxqsqthzelxGsHTWI89joneJcLjze1O_2uSqonKSn8y3-RqyzrExfxuCEjwrLbHK/s400/untitled.bmp" border="0" /></a> Now, let me ask you a question. <span style="color:#000099;"><strong><em>What is the electronic currency</em></strong></span>? Isn’t something like traditional money that can be seen and touch? The answer definitely is <strong><em><span style="color:#3333ff;">NOT</span></em></strong>! In fact, electronic currency <span style="color:#3333ff;">is an intangible money that cannot <span style="color:#3333ff;">touch and</span> it is money or scrip that just can be exchanged electronically</span>.Thus, it is safe for us to use the electronic currency, we do not need to worry that the money will be lost. E-money, electronic cash, electronic currency, digital money, digital cash or digital currency is another term of electronic currency.<br /><p align="center"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbS_ZRVmhIN5_jIvFkZK8lBG8HIir9AwDg8oMACzmemVB0bsnZ_jB4iqkLwxefgedAw3MWb2-3-bvnVjTqlhonndr1W70dPKxJmXgiStxbIFZKAHBOC5LjV1So1T2iKTUP4sCq5z0Kq_Yo/s1600-h/definition.jpg"><img id="BLOGGER_PHOTO_ID_5351286426766785650" style="WIDTH: 120px; CURSOR: hand; HEIGHT: 184px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbS_ZRVmhIN5_jIvFkZK8lBG8HIir9AwDg8oMACzmemVB0bsnZ_jB4iqkLwxefgedAw3MWb2-3-bvnVjTqlhonndr1W70dPKxJmXgiStxbIFZKAHBOC5LjV1So1T2iKTUP4sCq5z0Kq_Yo/s400/definition.jpg" border="0" /></a><br /></p>Electronic currency to be used for payment over the internet is stored electronically on receipt of funds. Moreover, it can be held on devices, cards or on a server, for examples pre-paid cards, electronic purses and etc. In order to exchange electronic currency over the internet, three systems should be involved which are computer networks, internet and digital store value system.<br /><br />The <span style="color:#000099;"><em><strong>examples of electronic currency</strong></em></span> are <span style="color:#3333ff;">Electronic Funds Transfer (EFT)</span> and <span style="color:#3333ff;">direct deposit</span>. EFT is used to perform financial transaction electronically by using computer-based systems while direct deposit is used to transfer money by using certain system.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEBtlhav2p0nu2t5AL0EPA4nmqZo0U8RTCEIXUQ1ckhENYU5_2EZFlo4JL2mYeGchGjXFEXa_z3dBLcBjiugwH9a8Bw5oqhpshDucBPrTGoYE02Oa8qzfG4rrngG-qzbpgF76P6TwjSybT/s1600-h/eft1.jpg"><img id="BLOGGER_PHOTO_ID_5351462064371531218" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 394px; CURSOR: hand; HEIGHT: 265px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEBtlhav2p0nu2t5AL0EPA4nmqZo0U8RTCEIXUQ1ckhENYU5_2EZFlo4JL2mYeGchGjXFEXa_z3dBLcBjiugwH9a8Bw5oqhpshDucBPrTGoYE02Oa8qzfG4rrngG-qzbpgF76P6TwjSybT/s400/eft1.jpg" border="0" /></a><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC7_Wziqa4VfcD2bHU6d1lno-Ei25EkVl3DqD8oGUmqePq71-Zxv8MIgZtYn_WkJo33U67mhr-q3WqraIR3nmb6NYziyPgmn7liF-cBDNt0ANH6OfXwRmpQlQ26HMYHXiaxpAtrlBGIg7m/s1600-h/dp.jpg"><img id="BLOGGER_PHOTO_ID_5351462060937442818" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 380px; CURSOR: hand; HEIGHT: 191px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC7_Wziqa4VfcD2bHU6d1lno-Ei25EkVl3DqD8oGUmqePq71-Zxv8MIgZtYn_WkJo33U67mhr-q3WqraIR3nmb6NYziyPgmn7liF-cBDNt0ANH6OfXwRmpQlQ26HMYHXiaxpAtrlBGIg7m/s400/dp.jpg" border="0" /></a><br />There are many companies that provide electronic currency in the world. One of the companies using this currency is <span style="color:#000099;"><strong><em>PayPal</em></strong></span>. PayPal is an e-commerce business which allows payments and money transfers to be made through internet. Besides, a PayPal account can be deposited from bank account through electronic debit or by credit card.<br /><br /><br /><br /><p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5Sd-Xek2n9bT1ANHUVTPyXUdSHMe5owwE6Kd5RHKKV08iee4PQtd5uP0Fb9Ao8aqe_eiNGwGTQ0kYHDixgFuzti2zt1SevWFFJDhqDt_lKdBwVIK9j0P3DkI_HhZO4-Pve82V_8sK9nab/s1600-h/paypal.gif"><img id="BLOGGER_PHOTO_ID_5351287486601392306" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 218px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5Sd-Xek2n9bT1ANHUVTPyXUdSHMe5owwE6Kd5RHKKV08iee4PQtd5uP0Fb9Ao8aqe_eiNGwGTQ0kYHDixgFuzti2zt1SevWFFJDhqDt_lKdBwVIK9j0P3DkI_HhZO4-Pve82V_8sK9nab/s400/paypal.gif" border="0" /></a><em><strong> <span style="color:#000099;">Click and buy</span></strong></em> is also another company that provides electronic currency. It allows customers made payment through the internet without ever providing their personal bank or card details again. This system is currently used by Skype, Msn, T-online, Playboy, Electronic Arts and etc.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgicFKcjCrZh63e3BysX3cphBNrY5hXv49O1ZAeJmJsQTj46FWm4OX6pClzut2q8VL-nT8smmihwvqrmf5rhG3UBxkZltFlvnCRURf8ZHy-5OH7Aj37wH2XfedN2jm6yutuk43g7E9BBbL7/s1600-h/click+and+buy.gif"><img id="BLOGGER_PHOTO_ID_5351287619024122194" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 248px; CURSOR: hand; HEIGHT: 46px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgicFKcjCrZh63e3BysX3cphBNrY5hXv49O1ZAeJmJsQTj46FWm4OX6pClzut2q8VL-nT8smmihwvqrmf5rhG3UBxkZltFlvnCRURf8ZHy-5OH7Aj37wH2XfedN2jm6yutuk43g7E9BBbL7/s400/click+and+buy.gif" border="0" /></a><br />However, there are <strong><em><span style="color:#000099;">pros and cons</span></em></strong> using this electronic currency. One of the major <span style="color:#000099;"><strong>benefits</strong></span> is <span style="color:#3333ff;">security</span>, by using electronic currency you do not need to worry about the exposure of your private information to stranger. You can made payment through internet without giving any private information.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFbu10mLY-PCLAukivQtI2_UUtwNCrpqPB6szVxLc4UzX0GY9JnGPb3wsLK30OA_-QY39BU6RTfsc_I36EKds-ZVB3gwyhlSTOWq8IIiOVLybNuxzXFFJWOimJwGhPthijPYLJ8Q7kXgqK/s1600-h/pi.jpg"><img id="BLOGGER_PHOTO_ID_5351464025569081250" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 253px; CURSOR: hand; HEIGHT: 258px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFbu10mLY-PCLAukivQtI2_UUtwNCrpqPB6szVxLc4UzX0GY9JnGPb3wsLK30OA_-QY39BU6RTfsc_I36EKds-ZVB3gwyhlSTOWq8IIiOVLybNuxzXFFJWOimJwGhPthijPYLJ8Q7kXgqK/s400/pi.jpg" border="0" /></a> Second benefit is <span style="color:#3333ff;">lower cost transaction</span>. Unlike other business which may eat up an unreasonably fees from your profit, electronic currency trading allows you to earn more from your business which require minimal fees only. Another benefit is <span style="color:#3333ff;">globalization</span>, which allows you to assess into global market with no restriction and control from local currency.<br /><br />One of the <span style="color:#000099;"><strong>limitations</strong></span> is <span style="color:#3333ff;">failure of technology</span>. Breakdown of network, defected by worm or virus and etc will cause the data and record to be disclosed to outsiders which may become the barrier of using electronic currency. On the other hand, additional hardware is required by the company in order to perform this electronic currency software and the installation cost is quite costly. Thus, <span style="color:#3333ff;">cost of implementation</span> can be considered as a big issue for the company.<br /><br />If you want to know more about the electronic currency, please do not hesitate to visit the following links which might be useful for you.<br /><br />i) <a href="http://en.wikipedia.org/wiki/Digital_cash">Electronic Currency</a><br />ii) <a href="http://www.learncurrencytradingonline.com/electronic-currency-trading.html">Electronic Currency Trading</a><br />iii)<a href="http://www.romow.com/business-blog/benefits-of-e-currency-trading/">Benefits of Electronic Currency Trading</a></p><p>Thanks for viewing our blog.</p>~~wOrlD oF cHaRliE~~http://www.blogger.com/profile/00368809878210514398noreply@blogger.com0tag:blogger.com,1999:blog-5996990218603305193.post-55237953685539428892009-06-24T22:51:00.010+08:002009-07-12T15:24:16.876+08:001st Dell physical store in Malysia: Review<div>Article Review: <a href="http://ecommerze.blogspot.com/2007/12/1st-dell-physical-store-in-malaysia.html">1st Dell physical store in Malysia</a><br /><div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaeHF08FZaecyARV8Q9aKz-cPiku36JQR0Jo2OX90dAlkBGv7HGq7AdOp3Zi9ac2aw1WeNhqVDkJ_pNx1XrVVknK1Zq-j3_p4sICCufcx-qBtW4u0URZnGP_NvU1llnsIkn0Hn1YCLUD72/s1600-h/dell1.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 150px; height: 200px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaeHF08FZaecyARV8Q9aKz-cPiku36JQR0Jo2OX90dAlkBGv7HGq7AdOp3Zi9ac2aw1WeNhqVDkJ_pNx1XrVVknK1Zq-j3_p4sICCufcx-qBtW4u0URZnGP_NvU1llnsIkn0Hn1YCLUD72/s200/dell1.jpg" alt="" id="BLOGGER_PHOTO_ID_5357463663970930242" border="0" /></a><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhT5D-lK-4UZn1Yvo-bHShUdntXd8s_ZUlpftImTceKda-iDgPjV5ObOnCPIuL8IF0PIxTfOyy5ryicHTmDdOH3FyysnHbqUYGP1Vh4r1JezvI5nN8A_mojEsA8KpDz5rgxEMubcqZCgm6a/s1600-h/dell2.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 150px; height: 200px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhT5D-lK-4UZn1Yvo-bHShUdntXd8s_ZUlpftImTceKda-iDgPjV5ObOnCPIuL8IF0PIxTfOyy5ryicHTmDdOH3FyysnHbqUYGP1Vh4r1JezvI5nN8A_mojEsA8KpDz5rgxEMubcqZCgm6a/s200/dell2.jpg" alt="" id="BLOGGER_PHOTO_ID_5357463821940756114" border="0" /></a>On December 2007, the 1st Dell’s store called <span style="color: rgb(51, 255, 51); font-weight: bold;">Dell Direct Store</span> is open at Mid Valley Megamall, one of the biggest shopping mall in Kuala Lumpur. Here I want to correct that Dell Direct Store@Mid Valley<span style="color: rgb(51, 102, 255);"> at previous actually is a showroom for public</span> to feel and test out the machine and <span style="color: rgb(51, 102, 255);">do not involve of any selling on that time</span>. After <span style="color: rgb(255, 0, 0);">a few month later</span>, Dell Direct Store had <span style="color: rgb(255, 0, 0); font-weight: bold;">changed to a real retail store</span>. Why Dell decide to open a <a href="http://en.wikipedia.org/wiki/Brick_and_mortar_business">brick-and-mortar</a> store and also selling online?<br /></div><br /><div style="text-align: justify;">Before starting our discussion on reasons Dell goes retail, I would like to introduce some about the Dell to let the readers have a clearer picture on this post. Dell is <span style="color: rgb(51, 204, 0);">founded in 1985</span> by <span style="color: rgb(51, 255, 51);">Michael Dell</span> to offer personal computer via <span style="color: rgb(102, 51, 102);">mail order</span>. As the advanced technology and germination of e-commerce, Dell implemented <span style="color: rgb(51, 0, 153);">aggressive online order-taking instead of mail-order</span>. Starting 2002, Dell opened kiosk located in shopping across the US in order to give personal service to customer who preferred this method of shopping to using the internet or the telephone-system. On January 30, 2008 <span style="color: rgb(153, 51, 153);">Dell shut down all 140 kiosks in the US due to expansion into retail stores</span>.<br /></div><br /><strong><span style="font-size:180%;"><u>Reason Dell expanding business to brick-and-mortar</u></span></strong><br /><strong>Loss on market share</strong><br /><div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPJspevn2htCoMVY0IhWF1IfQWx770okJgey2dv5uO1lnrdC9WKWOOMEFvYrcoR96rXrWErDkwdbYDuxGA3n2kspmtZ5fyoyf69JUJLyT6oubUCDKyh8BVAdd_V4gKgWuYbWHxPx4J-gJR/s1600-h/_44363242_pc_market416x202.gif"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 400px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPJspevn2htCoMVY0IhWF1IfQWx770okJgey2dv5uO1lnrdC9WKWOOMEFvYrcoR96rXrWErDkwdbYDuxGA3n2kspmtZ5fyoyf69JUJLyT6oubUCDKyh8BVAdd_V4gKgWuYbWHxPx4J-gJR/s400/_44363242_pc_market416x202.gif" alt="" id="BLOGGER_PHOTO_ID_5357467918591333394" border="0" /></a>According to research firm <a href="http://news.bbc.co.uk/2/hi/business/7193862.stm">Gartner</a>, HP took an 18.2% market share at year 2007, while Dell’s share slipped to 14.3%. Before the year of 2007, Dell was the largest personal computer manufacturer and hold majority of the market share on the world. It is <span style="color: rgb(204, 51, 204);">possibility</span> that Dell wants to <span style="color: rgb(51, 204, 255);">follow the way of HP’s success</span> as selling of HP computer in the online stores and also physical stores.<br /></div><br /><strong>Feel and touch the product</strong><br /><div style="text-align: justify;">Previously, Dell computer only sell computer online and result the consumers cannot fell and touch the product. Customers nowadays are reluctant to believe what appear in the online world although the online shopping website such as Dell provides 360̊ views of the products where you can rotate the product. The wise move of dell goes retail benefits customer who wish to scrutinize the product before make purchase.<br /></div><br /><strong>Target User</strong><br /><div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.istockphoto.com/file_thumbview_approve/6317392/2/istockphoto_6317392-target-user.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 90px; height: 90px;" src="http://www.istockphoto.com/file_thumbview_approve/6317392/2/istockphoto_6317392-target-user.jpg" alt="" border="0" /></a>In the year before 2008, Dell sells its computer with only <span style="color: rgb(51, 255, 51);">target those who have the computer and internet connection</span>. Many of the first time users or not online-trading literate like a fresh university students who purchase the computer do not have the idea of purchasing online and further let this great opportunity flow to competitors.<br /></div><br /><strong>Others reasons</strong><br /><div style="text-align: justify;">Some other factors such as <span style="color: rgb(51, 204, 0);">online fraud is increasing, lower price due to direct sales model hurt brand equity, online payment still not popular in Malaysia, credit card only available for those who have a satisfactory income, and etc</span> are causes of sales of Dell computer drop in Malaysia. </div></div>Marcus Teohhttp://www.blogger.com/profile/13455178945134952633noreply@blogger.com0tag:blogger.com,1999:blog-5996990218603305193.post-75629811634469311572009-06-24T21:24:00.006+08:002009-06-25T07:45:31.872+08:00The threat of online security: How safe is our data?<div style="TEXT-ALIGN: justify">Before to start with the discussion, I would like to give a short scenario to let the readers know more about the importance of online security.<br /></div><br /><div style="TEXT-ALIGN: justify"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXkMv08_Mg_5SlkUdEF19Nk3IPV_Phn_iIS8dK47O_R-MINuvgNakE1YKlSMs5Ran_0C1GmLl89_dCniH6mg37rzq9F8M01BmD7SIDl7oFlaZsczRq5uJZC6G0n5q9cluaGfB8YZ-dtCiu/s1600-h/credit-card-fraud.jpg"><img style="MARGIN: 0pt 10px 10px 0pt; WIDTH: 189px; FLOAT: left; HEIGHT: 169px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5350892817234440930" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXkMv08_Mg_5SlkUdEF19Nk3IPV_Phn_iIS8dK47O_R-MINuvgNakE1YKlSMs5Ran_0C1GmLl89_dCniH6mg37rzq9F8M01BmD7SIDl7oFlaZsczRq5uJZC6G0n5q9cluaGfB8YZ-dtCiu/s200/credit-card-fraud.jpg" /></a><span style="FONT-STYLE: italic"></span> <blockquote><span style="FONT-STYLE: italic"></span></blockquote><div style="TEXT-ALIGN: justify"><blockquote><blockquote><span style="FONT-STYLE: italic">Scenario 1: Andrew, a fresh graduate is willing to buy a camera online but he does not have experience in online shopping. Therefore his first question might ask: “Will I be cheated when I entering my credit card number?”</span></blockquote></blockquote></div><br /></div><div style="TEXT-ALIGN: justify">The above scenario shows that Andrew is worried about credit card fraud. So nowadays, online security has been online users’ main concern in protecting their transaction from potential threat such as denial of service (DOS), <a href="http://ecommercechangetheworld.blogspot.com/2009/06/phishing-examples-and-its-prevention.html">phishing (refer to previous post)</a>, virus and etc.<br /></div><br /><div style="TEXT-ALIGN: justify">Today, I would not just discuss about the threats being bring by technical attack such as virus, but also will provide readers more understanding about the threats of nontechnical attack as well.<br /></div><br /><span style="FONT-WEIGHT: bold;font-size:130%;" ><u>Technical attack</u></span><br /><div style="TEXT-ALIGN: justify">Technical attack refer to an <span style="COLOR: rgb(255,0,0)">attack perpetrated using software and systems knowledge or expertise</span>. Some examples of threat in this category are virus, Trojan horse, and phishing.<br /></div><br /><span style="FONT-WEIGHT: bold">Denial of service (DoS) or distributed denial of service (DDoS)</span><br /><div style="TEXT-ALIGN: justify"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmyn2cOiW5XVukGpwKeS4v-PvJuxUUva1UodjjvWp6bl_gMD2cE33Zjwd5YX66v2x4dTxbZLFAQDNa3-DF0P4j5OtKujpoVNAmymfJjlHUByMQ98wsSOZ-TxRMl3ounE8Z3jmwbUG6IUaL/s1600-h/attack-of-the-bots_1.jpg"><img style="MARGIN: 0pt 0pt 10px 10px; WIDTH: 154px; FLOAT: right; HEIGHT: 200px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5350893534612474802" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmyn2cOiW5XVukGpwKeS4v-PvJuxUUva1UodjjvWp6bl_gMD2cE33Zjwd5YX66v2x4dTxbZLFAQDNa3-DF0P4j5OtKujpoVNAmymfJjlHUByMQ98wsSOZ-TxRMl3ounE8Z3jmwbUG6IUaL/s200/attack-of-the-bots_1.jpg" /></a><a href="http://en.wikipedia.org/wiki/Denial-of-service_attack">DoS or DDos</a> is the threat that attempt to make a <span style="COLOR: rgb(255,0,0)">computer resource unavailable</span> to its intended users. The perpetrators of DoS usually use specialized software to send a flood of data packet to target computer, with the aims of overloading its resources. However DDoS attackers target a group of interrelated computer such as network and server. One common method of attack involves saturating the target machine with external communication requests, such that it cannot respond to internet traffic, or respond slowly.<br /></div><br /><span style="FONT-WEIGHT: bold">Trojan horse</span><br /><div style="TEXT-ALIGN: justify"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5M4hL6ykzXYBj78uCOGUklZihr7FXcWrRTabKoW5SFZ6VviUv9KYwTTyqbR2x8NHQnJF_ZNOZAHkwNhXTKqS_quORjsv_lBOfYxhxnBkFVEmrGmyXafUtVIkvDx_wAoY8qIiAFlUdbl4l/s1600-h/trojan-horse.gif"><img style="MARGIN: 0pt 10px 10px 0pt; WIDTH: 200px; FLOAT: left; HEIGHT: 150px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5350893774935135410" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5M4hL6ykzXYBj78uCOGUklZihr7FXcWrRTabKoW5SFZ6VviUv9KYwTTyqbR2x8NHQnJF_ZNOZAHkwNhXTKqS_quORjsv_lBOfYxhxnBkFVEmrGmyXafUtVIkvDx_wAoY8qIiAFlUdbl4l/s200/trojan-horse.gif" /></a>The name of this technical attack is derived from the <a href="http://en.wikipedia.org/wiki/Trojan_Horse">legend of the Trojan war</a> in Greek mythology. Trojan horse is a programme that appears to be useful function but actually <span style="COLOR: rgb(255,0,0)">contains a hidden function that presents a security risk</span>. It is designed to allow hackers to remote access to a target computer system and these hackers’ motives to remote computer system are mainly for data theft such as credit card information and use of machine as part of a <a href="http://en.wikipedia.org/wiki/Botnet">Botnet</a> to perform DDoS attack.<br /></div><br /><span style="FONT-WEIGHT: bold">Virus and worm</span><br /><div style="TEXT-ALIGN: justify"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzGrO9xXoL5vgTvneUT8fPk47VYWsOzPbfYoQHi0r8oc2o9Ssa_qdlIvynAEgWIoY2umiz48l8760ny8PMoJvZ-kZUUBOdWyBNWc_H5mlcmw_mxhQR-nY5o9MIV3Q-EdAvRtFF4gjr9fBp/s1600-h/p008_1_01.jpg"><img style="MARGIN: 0pt 0pt 10px 10px; WIDTH: 200px; FLOAT: right; HEIGHT: 150px; CURSOR: pointer" id="BLOGGER_PHOTO_ID_5350894074832366722" border="0" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzGrO9xXoL5vgTvneUT8fPk47VYWsOzPbfYoQHi0r8oc2o9Ssa_qdlIvynAEgWIoY2umiz48l8760ny8PMoJvZ-kZUUBOdWyBNWc_H5mlcmw_mxhQR-nY5o9MIV3Q-EdAvRtFF4gjr9fBp/s200/p008_1_01.jpg" /></a><a href="http://www.webopedia.com/DidYouKnow/Internet/2004/virus.asp">Virus and worm</a> are type of malicious programme that can <span style="COLOR: rgb(255,0,0)">cause damages to your computer such as deleting the files or corrupting the hard drive</span>. A computer virus attached itself to a programme or file enabling it to spread from one computer to another. Almost all viruses are attached to an executable file which means the virus may exist on your computer but cannot infect your computer unless you run for it. However a worm is similar to a virus by design but unlike a virus, a worm can spread itself without any human intervention.<br /></div><br /><span style="font-size:130%;"><span style="FONT-WEIGHT: bold"><u>Nontechnical attack</u></span></span><br /><div style="TEXT-ALIGN: justify">Nontechnical attack is an attack that tricks people into <span style="COLOR: rgb(255,0,0)">revealing information or performing action that can compromise the securities of a network</span> by only just <span style="COLOR: rgb(255,0,0)">deception or persuasion</span> of perpetrator. <a href="http://www.securityfocus.com/infocus/1527"><span style="FONT-WEIGHT: bold">Social engineering</span></a> is a type of nontechnical attack that uses some ruse to trick users into revealing information or performing an action that compromises a computer or network. For example, the attacker could send an e-mail to inform the receiver he or she has won a grand prize and need to reveal their credit card number for certification purpose but actually the money has been embezzle.<br /></div><br /><div style="TEXT-ALIGN: justify">As a conclusion, prevention is better than cure as personal information and intellectual property data is important. So internet user should install <a href="http://anti-virus-software-review.toptenreviews.com/">anti-virus programme</a> and firewall to prevent technical attack and do not trust at any suspected e-mail and website to revealing information.</div>Marcus Teohhttp://www.blogger.com/profile/13455178945134952633noreply@blogger.com0tag:blogger.com,1999:blog-5996990218603305193.post-91499341788189479382009-06-20T19:16:00.019+08:002009-06-21T13:11:26.448+08:00Application of 3rd party certification programme in MalaysiaHello, today i will continue to share another important topic with you again. As we know, there are many competitors in the business market and customers are more demanding and sophisticated as compared to before. Therefore, it is important for the local organisation to provide a secure information security system to their customers. In order to let you understand more about this system, I will share "<span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">the application of third party certification programme which is used in Malaysia</span>" in this post.<br /><br />Before I introduce the applicant, let me explain what is the <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">meaning of 3rd party</span> for this system. It means that, <span style="COLOR: rgb(51,204,255)">anyone who is issued digital certificate</span> in order to provide verification that your website does practically represent your company and it is called certificate authorities (CAs). The most famous applicant in Malaysia is <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">MSC Trustgate.com Sdn</span><span style="FONT-WEIGHT: bold">.</span><br /><p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8DsVbHy2fIFAM8mKZOPjVwdqMWmcpMADNOEcGtOGQMmeT3o_BiaGCIwJ8c0WI2XTiaNXp32W4Pk512gx6nvfW8G-N-ss4E04WnaLjvoSmqd8lTvgX17SxYdvPXs_dyg3hakOMLE8PYg7p/s1600-h/1.jpg"><img id="BLOGGER_PHOTO_ID_5349368074405396578" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 300px; CURSOR: pointer; HEIGHT: 66px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8DsVbHy2fIFAM8mKZOPjVwdqMWmcpMADNOEcGtOGQMmeT3o_BiaGCIwJ8c0WI2XTiaNXp32W4Pk512gx6nvfW8G-N-ss4E04WnaLjvoSmqd8lTvgX17SxYdvPXs_dyg3hakOMLE8PYg7p/s400/1.jpg" border="0" /></a><br /></p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmcLnQqhieTsuMYZGkcdIw7d0GUzljP95jIVGITq_AyVK6aeN_nlTlg8AeXT8wRe5RcW0FRKs6p0yXkmJS5rjIUCTR3XdXw19uXYiLgoY1WsPdRcowWgbkLkBixxstBhdc9juQi4RkNHd-/s1600-h/2.jpg"><img id="BLOGGER_PHOTO_ID_5349368067002030850" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: pointer; HEIGHT: 152px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmcLnQqhieTsuMYZGkcdIw7d0GUzljP95jIVGITq_AyVK6aeN_nlTlg8AeXT8wRe5RcW0FRKs6p0yXkmJS5rjIUCTR3XdXw19uXYiLgoY1WsPdRcowWgbkLkBixxstBhdc9juQi4RkNHd-/s400/2.jpg" border="0" /></a>MSC Trustgate was established in year 1999 under Digital Signature Act 1997 (DSA), and it is a licensed Certification Authority which operating with the Multimedia Super Corridor. The <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">core business </span>of Trustgate is <span style="COLOR: rgb(51,204,255)">to provide digital certification services</span> which include digital certificates, cryptographic products, and software development. <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">Objective</span> of Trustgate is <span style="COLOR: rgb(51,204,255)">to secure the open network communications for both locally and across the ASEAN region</span>. Besides, the <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">vision</span> of Trustgate is <span style="COLOR: rgb(51,204,255)">to enable organizations to conduct their business securely over the Internet, as much as what they have been enjoying in the physical world</span>. <p>There are few products and services provided by Trustgate which include SSL Certificate, Managed PKI, Personal ID, MyTRUST, MyKAD ID, SSL VPN, Managed Security Services, VeriSign Certified Training and Application Development.<br /></p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4dOhmTvMvWxv1AVEIuHG3wQDs1UmzxVUZpEw1qBRAJ1sat2MxhtPyPi8AW2MBx4fvR7dLyob1laCuDL2qBWpbpv2GkTosH-obmrBqgnUZEHdT2cAakHR2ENzQqSK1KbYAtq5PYqK8ijHB/s1600-h/3.gif"><img id="BLOGGER_PHOTO_ID_5349367894042195170" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 123px; CURSOR: pointer; HEIGHT: 62px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4dOhmTvMvWxv1AVEIuHG3wQDs1UmzxVUZpEw1qBRAJ1sat2MxhtPyPi8AW2MBx4fvR7dLyob1laCuDL2qBWpbpv2GkTosH-obmrBqgnUZEHdT2cAakHR2ENzQqSK1KbYAtq5PYqK8ijHB/s400/3.gif" border="0" /></a>The <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">VeriSign SSL Certificate service</span> is used to enhance the server security for your websites. Global server ID and secure server ID are the server security provided by MSC Trustgate. Moreover, <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">Managed Public Key Infrastructure (MPKI) service</span> is designed to increase the security of intranet, extranet, and internet application. An organization can create their own multiple digital certification program with efficiency and cost-effective through this flexible managed service. This service is to protect on-line transaction, digitally sign them and control the access to intranets and extranets.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh93iJ18hKaerYAIpaJ5Ru0Xx_yW0Np2kRBMIT_mQe_-aPEHUCrCLxNO4f9ONSnamPfWVE1-lYL_5GNcAsaH08FSO01LcdAhgwvEk56DuYOcua5OJNq3ZmdMf7o0RHR3vJpPF1GjrxU3BCQ/s1600-h/4.png"><img id="BLOGGER_PHOTO_ID_5349367886735960114" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: pointer; HEIGHT: 299px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh93iJ18hKaerYAIpaJ5Ru0Xx_yW0Np2kRBMIT_mQe_-aPEHUCrCLxNO4f9ONSnamPfWVE1-lYL_5GNcAsaH08FSO01LcdAhgwvEk56DuYOcua5OJNq3ZmdMf7o0RHR3vJpPF1GjrxU3BCQ/s400/4.png" border="0" /></a>On the other hand, there are millions of business transactions performed over the unsecured network. This unsecured network will increase the possibility of private information to be exposed and altered by others. Thus, <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">digital ID</span> is needed in order to ensure that the information is remained private. This digital ID can be considered as personal ID, without the digital ID in electronic transaction your request will be rejected. Trustgate’s digital ID is governed by Digital Signature Act 1997.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoj8rDvP5StcFe8guzfstWimUOvul_mHVD6L17lW6NaY6Rmc_G8i4P4sWWf5anYDASEeKb6LxTy8xg31AKS3oV3U3xNQhCOX0c5tg8ye-txz77UmLBtYLBFsL8txWwLJnSpqIV2rszAunb/s1600-h/5.gif"><img id="BLOGGER_PHOTO_ID_5349367887451670610" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 142px; CURSOR: pointer; HEIGHT: 60px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoj8rDvP5StcFe8guzfstWimUOvul_mHVD6L17lW6NaY6Rmc_G8i4P4sWWf5anYDASEeKb6LxTy8xg31AKS3oV3U3xNQhCOX0c5tg8ye-txz77UmLBtYLBFsL8txWwLJnSpqIV2rszAunb/s400/5.gif" border="0" /></a><br /><span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">MyTRUST</span> for mobile phone is to enable customers have a more secure mobile banking and other financial services. It runs on Wireless PKI platform and Mobile Operator infrastructure. The picture below shows the process of this service.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfKtEcKIX9Pgz62T0pEFdvWngTb_05_0Ad26S8HuqCBMptPaGGCGOMsvZn9Q0c5MzAQV4RclJ4wpICOV1iNVLMN2SC9vkuumVhEnRCgBnB4sUX1BCwq9_MBw26UZvr5wciOLFiUS4qdYAj/s1600-h/6.gif"><img id="BLOGGER_PHOTO_ID_5349367881865372818" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 398px; CURSOR: pointer; HEIGHT: 249px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfKtEcKIX9Pgz62T0pEFdvWngTb_05_0Ad26S8HuqCBMptPaGGCGOMsvZn9Q0c5MzAQV4RclJ4wpICOV1iNVLMN2SC9vkuumVhEnRCgBnB4sUX1BCwq9_MBw26UZvr5wciOLFiUS4qdYAj/s400/6.gif" border="0" /></a> MyKad designed by government with PKI capability is to allow their citizen to perform the online transaction with government and private company. <span style="FONT-WEIGHT: bold; COLOR: rgb(51,51,255)">MyKey</span> provided by Trustgate is the PKI solution for MyKad and to allow the holder to authenticate themselves online and digitally sign document or transaction.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7sjRxuagEg9izEIYgG5LOT5do0E2gMaVQdkknTQsooP2ZpK4UczKlJRL_Bd6Izk_yX947iIGlx-6SnJq2qYN0b3AfRYNJQriEtgOwJ3N1ZtMVrpH-zCkV85D53qWf9mefmRo47Af8XiN_/s1600-h/7.gif"><img id="BLOGGER_PHOTO_ID_5349367885755912914" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 128px; CURSOR: pointer; HEIGHT: 213px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7sjRxuagEg9izEIYgG5LOT5do0E2gMaVQdkknTQsooP2ZpK4UczKlJRL_Bd6Izk_yX947iIGlx-6SnJq2qYN0b3AfRYNJQriEtgOwJ3N1ZtMVrpH-zCkV85D53qWf9mefmRo47Af8XiN_/s400/7.gif" border="0" /></a>If you want to know more about the services provided by Trustgate, please do not hesitate to visit the links below:<br />i) <a href="http://www.msctrustgate.com/">MSC Trustgate.com Sdn </a><br /><br />ii) <a href="http://www.bsigroup.com/en/ProductServices/Fire/Fire-alarm-installations/About-the-scheme/Third-party-certification/">Third Party Certification</a><br /><br />Last but not least, I want to comment that through the services provided by Turstgate we are clear that 3rd party certification is playing a major role in our daily life now. Hence, the websites owner should use this 3rd party certification program to enhance the confidence of their customers.~~wOrlD oF cHaRliE~~http://www.blogger.com/profile/00368809878210514398noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-66550551944082031842009-06-19T19:35:00.019+08:002009-06-25T12:04:31.817+08:00Phishing: Examples and its prevention method<div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeEi-WLb_cYWJLpxvd7goMWWZTzcdRv4J7oT6fNZCDkXdtm_qElVdeqb6ocRo_yD1aPl1HejAN0uOzC6FO2fKU4I4KH4Mf3aL6F_draTNaPTAuHmMUT4jpkMs6-67v0FqtcEFAx9fkLzU/s1600-h/Phishing.jpg"><img id="BLOGGER_PHOTO_ID_5349037713712221186" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 150px; CURSOR: hand; HEIGHT: 200px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeEi-WLb_cYWJLpxvd7goMWWZTzcdRv4J7oT6fNZCDkXdtm_qElVdeqb6ocRo_yD1aPl1HejAN0uOzC6FO2fKU4I4KH4Mf3aL6F_draTNaPTAuHmMUT4jpkMs6-67v0FqtcEFAx9fkLzU/s200/Phishing.jpg" border="0" /></a>Hello readers. I’ll introduce the term <span style="color:#ff0000;"><strong>phishing</strong></span> in this post. Besides, I will provide a few examples and prevention methods towards phishing. First and foremost, do you know what phishing is? It is “phishing” and not “fishing” although both words have the same pronunciation! A phishing (also known as carding or spoofing) expedition, like the fishing expedition it's named for, is a speculative venture: the phisher puts the lure hoping to fool at least a few of the prey that encounter the bait. <span style="color:#ff0000;"><strong>Phishing</strong></span> is a fraudulent attempt using email messages and web sites designed to look as if they come from a known and legitimate organization, in order to deceive users to steal your personal information such as credit card number, social security number, account number or password.<br /><br />According to <a href="http://antivirus.about.com/od/emailscams/ss/phishing_4.htm"><span style="color:#3333ff;">About.com</span></a>, there are a few examples of phishing identified.<br /><br /></div><div align="justify"><span style="color:#cc33cc;"><strong>Firstly</strong></span> is ebay phishing scam. This eBay phishing email includes the eBay logo in an attempt to gain credibility. The email warns that a billing error may have been made on the account and urges the eBay member to login and verify the charges.<br /></div><img id="BLOGGER_PHOTO_ID_5349030496553477874" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 318px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxjlKyK9FIlGHpZ9X9eF7wN5vkryJBRAPijZn7XgOP2-IhslvbNM64iUrjj1kJkeWfqvEe1fWNNd0VoMMKzDFsRI581MkBSVsHFuiJiiiC8PRHdiv8loKdFLB3iPXs1ffyxyH4YLKPgBM/s320/ebay_phish.jpg" border="0" /> <p align="justify"><span style="color:#cc33cc;"><strong>Secondly</strong></span> is the Citibank phishing scam. The attacker claims to be acting in the interests of safety and integrity for the online banking community by instructing readers to visit a fake website and enter critical financial details.<br /></p><img id="BLOGGER_PHOTO_ID_5349031099331298882" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 301px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhp1Q7oFheZyate_b6htjFk7-zoqLbhxkmq_YMML2TQR6TAWiW_tUp-UoBJ39bb29ObY1lW2mwPmg-N7YX64xwmfgjo5qpz8WU3TmkDo84m43yGFmaJmGtFQkiw7aWil1kq4bxBd3uCgro/s320/citibank_phish.jpg" border="0" /> <p align="justify"><span style="color:#cc33cc;"><strong>Thirdly</strong></span> is the PayPal phishing scam. This PayPal phishing scams tries to trick recipients by pretending to be some sort of security alert that urges recipients to confirm their account details via the link provided where clicking the link actually takes the recipient to the attacker's website.<br /></p><img id="BLOGGER_PHOTO_ID_5349031702343881042" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 296px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyx-4-dt1WatuJj8pfEO6QkOIuw-sxrzZuwCvPBOWN3Q8yU0AaCnLasF_wtRKD5cOE9c-scGUzCWMxkR4bxpf6MauAwTm_3SnijvYXrIDnwcF5kqFmmUVPPUZ8uOiu1JQsyNXKrvj3PuE/s320/paypal_phish.jpg" border="0" /> <p align="center">Example of email phishing scam<br /><img id="BLOGGER_PHOTO_ID_5349032406347919170" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 158px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEIcATPW5-ptuEGC0sSvSGlaF5Ho24FPHm9Kk6w0PRe2Hc110LW6ehB_5S999vqhh0Z4dzizeHw_7lNjEFhGocW1AadR3yhKFyPlyXE7Nz0BADZumUSJopZb8usSvrrlXXsI98NkEQBeg/s320/Example+phishing+email.bmp" border="0" /> </p><p align="center">Example of website phishing scam </p><p align="justify"><img id="BLOGGER_PHOTO_ID_5349033150669755938" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; HEIGHT: 188px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigprTrZiN0Ex4WPuPTewiIhOuaXB20qytKAYe_7h74vfcsgqMw2i30tdnFnQKQKImMPKEBmH21IUY5otTV6_3lA__8OSALYk263nFP9nnEMVdwrsIFiq7VeOLZYdMyMIqDHZYwkydIB5g/s320/example_website.bmp" border="0" />According to some tips from <span style="color:#3333ff;"><a href="http://onecare.live.com/site/en-Us/article/phishing_what.htm"><span style="color:#3333ff;">Windows Live</span></a><span style="color:#000000;">, below are some signs of phishing for <span style="color:#ff0000;">prevention</span> <span style="color:#000000;">purposes</span>. </span></span><br /></p><p align="justify"><span style="color:#cc33cc;"><strong>Unsolicited requests for personal information</strong></span> - Most businesses and organization would not ask for your personal information because they should already have this information in their file. If you get a request for personal information, call the company first and make sure the request is legitimate. </p><p align="justify"><span style="color:#cc33cc;"><strong>The phrase “Click the link below to gain access to your account.”</strong></span> - HTML-formatted messages can contain links or forms that you can fill out just as you’d fill out a form on a Web site. The links that you are urged to click may contain all or part of a real company's name, but the link you see is actually taking you to a phony Web.<br /></p><div align="justify"><br /></div><p align="justify"><span style="color:#cc33cc;"><strong>The words “verify your account.”</strong></span> - A legitimate business will not ask you to send passwords, log on names, Social Security numbers, or other personally identifiable information through e-mail. Be alert of a message that asks for personal information no matter how authentic it looks.</p><p align="justify"><span style="color:#cc33cc;"><strong>Addressed as “Customer”</strong></span> - If your bank or other organization regularly addresses you by name in its correspondence and you get an e-mail addressed to “Dear Customer,” this may be a phishing attempt.</p><p align="justify"><span style="color:#cc33cc;"><strong>Alarmist warnings</strong></span> - Phishers often attempt to get people to respond without thinking, and a message that conveys a sense of urgency, perhaps by saying that an account will be closed in 48 hours if you don’t take immediate action, may cause you to do just that. </p><p align="justify"><span style="color:#cc33cc;"><strong>Mistakes</strong></span> – Another indication that could reveal phishing expedition is that phishers often slip up on the finer details and overlook typos, mistakes in grammar, and so on. </p><p align="center">Below is a video that summarizes some prevention methods against <span style="color:#ff0000;"><strong>PHISHING</strong></span> !</p><p><object height="344" width="425"><param name="movie" value="http://www.youtube.com/v/Ao20tAS3x3I&rel=0&color1=0xb1b1b1&color2=0xcfcfcf&hl=en&feature=player_embedded&fs=1"><param name="allowFullScreen" value="true"><param name="allowScriptAccess" value="always"><embed src="http://www.youtube.com/v/Ao20tAS3x3I&rel=0&color1=0xb1b1b1&color2=0xcfcfcf&hl=en&feature=player_embedded&fs=1" type="application/x-shockwave-flash" allowfullscreen="true" allowscriptaccess="always" width="425" height="344"></embed></object></p><p align="justify"><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSD2XFP92JaASS78BmP_PXqikmStTAPGjKvcuups6tEiTN5rTvJvvev-GnLwqWgSle_ptA1WClz-umCIBPtMKf7lPAClgE745-WgJzqysMlVTc5U9YbEYAXG43acg1GwPbjr3TYpOt8yA/s1600-h/phishing1.jpg"><img id="BLOGGER_PHOTO_ID_5349037984140584258" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 155px; CURSOR: hand; HEIGHT: 74px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSD2XFP92JaASS78BmP_PXqikmStTAPGjKvcuups6tEiTN5rTvJvvev-GnLwqWgSle_ptA1WClz-umCIBPtMKf7lPAClgE745-WgJzqysMlVTc5U9YbEYAXG43acg1GwPbjr3TYpOt8yA/s200/phishing1.jpg" border="0" /></a>In my opinion, phishing will not succeed if we know how to identify it and also the preventions. Therefore, I hope this post will be useful to all internet users and let us be the "<span style="font-size:130%;color:#ff0000;"><strong>Phis-erman</strong></span>" =)</p>Melissahttp://www.blogger.com/profile/13701250292662687412noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-49284996575077080202009-06-17T20:31:00.019+08:002009-06-25T23:51:14.880+08:00How to safeguard our personal and financial data?<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSy1hDjtu4J-iVZkHZed-KNZiu2IGDYM1TgjYzL2enSRXjT8QD5lmUzwgy7nHGucIrxsZwYxJ8JJb7sbV98AxQgaFBIS4lyOvMdlAb4CEZvUjSGbFspSFx5ezfW8VnZQrmL8lfQezF0DQ/s1600-h/on9+privacy.jpg"><img id="BLOGGER_PHOTO_ID_5348274267114481666" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 200px; CURSOR: hand; HEIGHT: 178px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSy1hDjtu4J-iVZkHZed-KNZiu2IGDYM1TgjYzL2enSRXjT8QD5lmUzwgy7nHGucIrxsZwYxJ8JJb7sbV98AxQgaFBIS4lyOvMdlAb4CEZvUjSGbFspSFx5ezfW8VnZQrmL8lfQezF0DQ/s400/on9+privacy.jpg" border="0" /></a> Hi, fellows! Today I'll provide some information on safeguarding to all of you. First of all, what does your personal and financial data mean to you? Is it only a name, age, address to you or your income, savings in banks, and money? As today’s technology is becoming more advance where online shopping and e-bill are becoming common to us, it also has opened up new opportunities for people to commit crime such as computer hacking and identity theft.<br /><br />Never thought of crimes in the online world? Well, you should start aware of it now! Here are some tips to safeguard your personal and financial data:<br /><br /><br /><strong><span style="color:#ff6666;">Fend off “phishing”-</span></strong> Do not provide personal information through phone, mail or over the Internet, unless you know who you’re dealing with. Criminal may pose as representatives of banks, government agencies or popular online retailer and ask for y<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTgB2jIJQe2NRw-zBENzgCwpd1xQ5sb0JU3J7XaN3SpCpqSvZg0xDL5YBQEz_MJF2IU9TEPzFsZWb94hyphenhyphen-ttU4acLqKSs1IWnI-I8kO2gfBG25kTz1gFKzcegXa_0-6eEgGcEfjzRh4n0/s1600-h/barclay+phishing.jpg"></a>our personal data through e-mails or by other means. <img id="BLOGGER_PHOTO_ID_5351177439650793714" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 250px; CURSOR: hand; HEIGHT: 285px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgI0Dh6hb6r1gLUuqwZSbTuPXFTnlcwPJMP94ajDkw1vOy_621VMJiJfQe_s1X8Lzvh-iG-VjGAeOYxdmgHUr-LXjLyTgtuqKNhtnYD7-0UcRnSF1NFCbMN_eIwwwMbdUkDmw3vzekObGk/s400/paypal-phishing.jpg" border="0" /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQsWM3oj2g98cg1wba9-26b3qJAtWeYU33sZWPzl86ZLnV07DzgDOPMlJ0VHlIbAoKPgRYJX-tgGDhPe-Np_VC00iSyZMUKopmVxrvef1dQL5Nhzl7m4guyeTuyewbe5jQYf1_iA47Jgk/s1600-h/paypal-phishing.jpg"></a> <img id="BLOGGER_PHOTO_ID_5351177691258966898" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 363px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCjr-3wlWp7xYI69Vyla9Ya-vkUotNZ-76EEb4OimWM3CNysJ_9uqgE-Vb4D58CC9-ragPHY6pbsC6Vk8Df4n0ET47AMDbzPorFuEIEobZ8SNB-nveBnzNL1Cw147eFIlf7Vtxrh69jfI/s400/barclay+phishing.jpg" border="0" /><br /><br /><div><div><strong><span style="color:#ff6666;">Shop at reputable online stores-</span></strong> You will need to provide personal data most of the time when you go for online shopping. Shopping at reputable stores such as Amazon.com and eBay may reduce the risk of stolen identities. Spending some time to research unsure internet site through the online Better Business Bureau before purchase online. On the other hand, it also ensures delivery of<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgK43cyOzPtyTGC0LhcofzaYtohZ6-GVPZxVhW77P6nkjkPtm5WXHsB0bHNR7yuV71wcAqQpssrmAhIaHx-DUfHJrMRocJIB_DfudaXmy5YngiibbfDgBu-2Zo72T6iKTG4fM_6MjWhj7M/s1600-h/amazon.jpg"></a> goods to your doorstep.<br /></div><img id="BLOGGER_PHOTO_ID_5348276902310801458" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 133px; CURSOR: hand; HEIGHT: 39px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWWofHNQMKEAfVMjqs3ku8GFp6vBr2gEZ1z-Vjn3fqfEOZm4EhLiZ90bPX1DlOsEoFbrMcBlY6wkNaXJTWppuMpcXmXsg-DNWTR5QN9f2aR8oTo33HUGnB0de_1ZXHWrnVGxArRudlV2o/s400/amazon.jpg" border="0" /><span style="color:#ff6666;"><strong>Check for latest security updates- </strong></span><span style="color:#000000;">Before giving your credit card information on an online retailer website, make sure your internet browser has all the latest security updates. Besides, ensuring the website that you are visiting is a secure server is also important because secure server is encrypted to protect any personal and financial information that you enter. There are several things that you have to look into to ensure the site is secure: </span><span style="color:#000000;"><br /><div><div><div><ol><li>The web address should start with “http://”.</li><br /><li>You should see a closed lock shown at the bottom of your computer screen.<br /></li><li>There should be a symbol of a key that is not broken.<br /></li></ol><p><strong><span style="color:#ff6666;">Password protection-</span></strong> Always set a strong password to protect your access data and change the password once a while.<br /><strong><span style="color:#ff6666;"></span></strong></p><br /><img id="BLOGGER_PHOTO_ID_5351174436377772130" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 325px; CURSOR: hand; HEIGHT: 288px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG3JMA_XrvPfAM8IVBbFyyE4-BoIdJCI9cfydr1__Pg24Go-9Jwin_ZtTB4ESd9IXaOBe8-DFoDb7o2jU-4O2TaNdoImHrzm6QQxqZ9PNnOJOeTXL6mTcw5m57K94R3P0NTzgfIjGobxc/s400/password-protection.jpg" border="0" /><br /><p><strong><span style="color:#ff6666;">Install and update antispyware and antivirus programs-</span></strong> Install an antivirus program such as AVG antivirus, Norton antivirus, Kaspersky Antivirus and others to protect your computer from viruses that might steal or modify the data stored in your computer. In addition, scan the computer frequent<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhey9s5XnEYs5ssDb3WmQ2Q8PA3-OrLs6IUzJ4rwFP85Nrz_7m1JqYntd1Tk1HorOwko05q6gLRXi9S219IfyTf_xEE9VLT9TL1ozMci92S-dl3ZXl1XzPqlF60ZV8ja5NEMXN-dCoo4zU/s1600-h/avg.jpg"><img id="BLOGGER_PHOTO_ID_5348278880471626850" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 146px; CURSOR: hand; HEIGHT: 171px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhey9s5XnEYs5ssDb3WmQ2Q8PA3-OrLs6IUzJ4rwFP85Nrz_7m1JqYntd1Tk1HorOwko05q6gLRXi9S219IfyTf_xEE9VLT9TL1ozMci92S-dl3ZXl1XzPqlF60ZV8ja5NEMXN-dCoo4zU/s400/avg.jpg" border="0" /></a>ly to remove infected files. <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEge1cmoPnIuOchM6Z-HPqsW719bej5lFw4mPboJPfqgtw-TZC8-wy2YkWLWjVuu1YEk6Mx-TIjU8FuRUSSIoHKq8uXpzi4CfasXMcVrxtxXjThH2B4itPdem55zZAKSQ3UYuCfkZWddNjc/s1600-h/norton.jpg"><img id="BLOGGER_PHOTO_ID_5348279573042108370" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 145px; CURSOR: hand; HEIGHT: 163px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEge1cmoPnIuOchM6Z-HPqsW719bej5lFw4mPboJPfqgtw-TZC8-wy2YkWLWjVuu1YEk6Mx-TIjU8FuRUSSIoHKq8uXpzi4CfasXMcVrxtxXjThH2B4itPdem55zZAKSQ3UYuCfkZWddNjc/s400/norton.jpg" border="0" /></a><br /></p></span></div></div></div><img id="BLOGGER_PHOTO_ID_5348280423220233842" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 132px; CURSOR: hand; HEIGHT: 181px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjOGUJDs-Nz-Z3r05xpw95euiDj6rAUTRu4SGL6duC2F1H9EgfCxSagki48RB4K-a6Ni45v-zdtZiPLk1Sb8tJFmPDddRWs3Vwz2yWA2iHIEhN7TP_-Du3EXzrt83exQJK56shcrQIwoeQ/s400/symantec_norton_mcafee_bitdefender_kaspersky_trend_micro_antivirus.jpg" border="0" /><br /><strong><span style="color:#ff6666;">Avoid clicking on pop-up ads or downloading information from unknown sites-</span></strong> Some of the pop-up ads itself is a virus, your computer will be infected once you click on it. Besides, a lot of video, images that available for download from some of the websites contained virus. Nowadays, even MSN messenger deliver virus through sending links which invite you to view something such as pictures. </div><br /><div><br /><img id="BLOGGER_PHOTO_ID_5351178381111053714" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 360px; CURSOR: hand; HEIGHT: 280px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhE-oPCaJxxgpRn0P_cU5fQ8vP5m52zpwQXidRgWOo0Wjp0SI95lAMqGLhg3AukUYp6U5zGR5TNhmncE0NCJ6rAgxoHzRA8-H15Ig_0QbOmSXDkfWhL5IxMym_2UtJ2EhaKxke-MQiuekk/s400/msn_pic.jpg" border="0" /> <img id="BLOGGER_PHOTO_ID_5351178714073530578" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 300px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaTv2ZqQs9qN0kTA0PCbH3dhh3PQ8vFs-py7rVtHnFU8NAwNBkzmrKTEtpoEpVEIHXGkFDdJJYdNoSm_4CM6TAWMZ3aSnw_AHEleyHSFf3GyYc9pYM_tostCBDXZ_SFmMmWedpIQ2b6PM/s400/popups.jpg" border="0" /><br /><br />So what are you waiting for? Let us start to prevent the outflow of our personal or financial data through internet right now!</div>phaikyin@snowyinhttp://www.blogger.com/profile/00516615781890789950noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-21321922174721852492009-06-11T13:26:00.011+08:002009-06-21T13:14:01.738+08:00An example of an e-eommerce success: Amazon.com<div style="TEXT-ALIGN: justify"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiICgOL0YkJD7rW7LaOa6F5BKi1-1oT-AP_QNO7SZnl8kJ9gPR-Bhzqui6rh-ovN52kUzhdjz4SPIyF7lBwAYlxrwpCTFPHpAKqUgJI8V8bNqI6u9ZS1H1iNYHfjVfSz8BhUd0qyokmZBFJ/s1600-h/610x.jpg"><img id="BLOGGER_PHOTO_ID_5345934411645639090" style="FLOAT: left; MARGIN: 0pt 10px 10px 0pt; WIDTH: 200px; CURSOR: pointer; HEIGHT: 150px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiICgOL0YkJD7rW7LaOa6F5BKi1-1oT-AP_QNO7SZnl8kJ9gPR-Bhzqui6rh-ovN52kUzhdjz4SPIyF7lBwAYlxrwpCTFPHpAKqUgJI8V8bNqI6u9ZS1H1iNYHfjVfSz8BhUd0qyokmZBFJ/s200/610x.jpg" border="0" /></a>According to a survey done by <a href="http://www.verdict.co.uk/">Verdict Research</a> on 15 January 2009, Amazon.com was the UK’s favorite music and video retailer, and came third in overall retail rankings. In the financial perspective (source from <a href="http://finance.yahoo.com/q/is?s=AMZN&annual">Yahoo Finance</a>), amazon.com has increased its revenue by 28.86% and increased on its net income by 35.50% in 2008 and it maintained its position as the No.1 e-tailer in 2008.<br /><br />Nowadays, e-commerce has become relatively popular and many companies have been thinking to be benefited from e-commerce. But how does Amazon.com gain more competitive advantage and stand the best above others?<br /><br />Evidence generated from case studies and literature reviews have shown that the success of amazon.com is depends on four main factors: customer service, variety of product, easy navigation on its website, and the value position.<br /><br /><span style="FONT-WEIGHT: bold">Customer Service</span><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQLnAl7DI3enUzNEmG1BVowT5nLcCPpNNgAm1-DP4wGJlQMhRYTA-na_OOnMvrfJ4UOGZtgHWlXr9-N4FwMnMuFpoqWaMzu2iC4Jlh06uWOpzSeBRoV4dVdYYonQBYzluToZVzkcUaf64L/s1600-h/customer+service.jpg"><img id="BLOGGER_PHOTO_ID_5346438200504947970" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 142px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQLnAl7DI3enUzNEmG1BVowT5nLcCPpNNgAm1-DP4wGJlQMhRYTA-na_OOnMvrfJ4UOGZtgHWlXr9-N4FwMnMuFpoqWaMzu2iC4Jlh06uWOpzSeBRoV4dVdYYonQBYzluToZVzkcUaf64L/s200/customer+service.jpg" border="0" /></a> Amazon.com is proud of its customer services and desires to be the best customer centric company. A study shows that more than half of the Amazon.com’s customers are repeat customers. This success is based on customer value proposition, which is conducted by <a href="http://en.wikipedia.org/wiki/Jeff_Bezos">Bezos</a>, founder of Amazon.com. He suggests that amazon.com must give a positive impression to its visitors, so that the potential buyers will visit the virtual store again. For example, a cookie file will be store in the users’ computer and next time, the users will be greeted with the words such as “Welcome back, Marcus Shopper”. After that, shoppers will proceed to recommend new book from the same genre by Amazon.com according to shoppers’ previous purchases. Besides, Bezos also mentioned that Amazon.com need to fulfill their promises such as on time delivery. As a result, Amazon.com can strengthen its customer relationship.<br /><br /><span style="FONT-WEIGHT: bold">Variety of product</span><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLFhv88qHqjznXDVb0zz8js5SP1IVF4Zf5kAWLTe3QpHJEyLbg5ynl3dVHNVmyLoqO6JtumKvAwYmmM8iOC2waa3QMaP0fIHT7JtOQ2SzaQIgXt-N9DsSy8D_08zzNaY0v4VO5q-IGdIQc/s1600-h/Desktop.jpg"><img id="BLOGGER_PHOTO_ID_5345934420196786930" style="FLOAT: left; MARGIN: 0pt 10px 10px 0pt; WIDTH: 143px; CURSOR: pointer; HEIGHT: 101px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLFhv88qHqjznXDVb0zz8js5SP1IVF4Zf5kAWLTe3QpHJEyLbg5ynl3dVHNVmyLoqO6JtumKvAwYmmM8iOC2waa3QMaP0fIHT7JtOQ2SzaQIgXt-N9DsSy8D_08zzNaY0v4VO5q-IGdIQc/s200/Desktop.jpg" border="0" /></a>Initially, Amazon.com is an e-tailing pioneer selling books via an electronic catalog from its websites. In order to cope with changing environment and meet customer needs, Amazon.com has expanded its business from selling books to variety of products and services which include <span style="COLOR: rgb(51,255,51)">media</span>, <span style="COLOR: rgb(102,0,204)">electronics</span>, <span style="COLOR: rgb(255,102,102)">other merchandise</span>, and <span style="COLOR: rgb(255,0,0)">other services</span>.<br /><br /><span style="FONT-WEIGHT: bold">Easy navigation</span><br /><img id="BLOGGER_PHOTO_ID_5345935219479166450" style="FLOAT: right; MARGIN: 0pt 0pt 10px 10px; WIDTH: 137px; CURSOR: pointer; HEIGHT: 104px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiomPHXFBkxhtcAs6dkkeFWP9atoucNRpwbHco85ZTN3LaDheVVkeS9ExNpnAtuV0FPWVZDE9DbHxS7YdwazmtkznEIl727uUFfxTzKS7mRiPl8daSJj0SfV2EfH6tNzHyZclUl-2xOjzP4/s200/easy.jpg" border="0" />The homepage is a company’s first impression to customer and most important opportunity to serve the customer. Easy for use and navigate must start from the homepage to give customer convenience. <a href="http://www.amazon.com/">Amazon.com’s homepage</a> provides personalized product recommendations, e-mail notices, reliable payment system, and interactive support for all the customers.<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiomPHXFBkxhtcAs6dkkeFWP9atoucNRpwbHco85ZTN3LaDheVVkeS9ExNpnAtuV0FPWVZDE9DbHxS7YdwazmtkznEIl727uUFfxTzKS7mRiPl8daSJj0SfV2EfH6tNzHyZclUl-2xOjzP4/s1600-h/easy.jpg"><br /><br /></a><span style="FONT-WEIGHT: bold">Value position</span><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiomPHXFBkxhtcAs6dkkeFWP9atoucNRpwbHco85ZTN3LaDheVVkeS9ExNpnAtuV0FPWVZDE9DbHxS7YdwazmtkznEIl727uUFfxTzKS7mRiPl8daSJj0SfV2EfH6tNzHyZclUl-2xOjzP4/s1600-h/easy.jpg"><br /></a><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLKSuTPdSeWLDcW73YIgBawOmmMBE3-bVUr5aUIgde_sU8RqrxAg8iN6b5iVgU-vDZF6KEOPr9bL3ph4a2k79XUVvwdqW2tU2qgI5ISGIbW6wau-3diDVlmT29w2as5M-jwR32DnSHC2Bw/s1600-h/Partnerpic-r1.jpg"><img id="BLOGGER_PHOTO_ID_5345936264866723058" style="FLOAT: left; MARGIN: 0pt 10px 10px 0pt; WIDTH: 164px; CURSOR: pointer; HEIGHT: 111px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLKSuTPdSeWLDcW73YIgBawOmmMBE3-bVUr5aUIgde_sU8RqrxAg8iN6b5iVgU-vDZF6KEOPr9bL3ph4a2k79XUVvwdqW2tU2qgI5ISGIbW6wau-3diDVlmT29w2as5M-jwR32DnSHC2Bw/s200/Partnerpic-r1.jpg" border="0" /></a><span style="COLOR: rgb(0,153,0)">Value</span> is like a goal of the organization and plays an important role in Amazon.com’s success. There are 2 strong values that are practiced by Amazon.com. These include <span style="COLOR: rgb(204,0,0)">customer satisfaction</span> and <span style="COLOR: rgb(255,0,0)">operational frugality</span> (cost saving). The value of customer satisfaction can be referred back to the “customer service”. In the other hand, the operational frugality helps Amazon.com to save cost in order to spend huge money on branding and business expansion. For example, Amazon.com’s employees are paid based salaries that are obviously less than competitive rate. However, Amazon sustains employee loyalty through employees’ ownership of company shares and let employees benefit from the business success with their contribution. </div>Marcus Teohhttp://www.blogger.com/profile/13455178945134952633noreply@blogger.com0tag:blogger.com,1999:blog-5996990218603305193.post-8027621834050654632009-06-11T09:56:00.016+08:002009-07-12T00:47:36.767+08:00An example of e-commerce failure: MetalSite<div align="justify"><img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 381px; HEIGHT: 51px" alt="" src="http://www.metalsite.net/metalsiteheader.gif" border="0" /><e-commerce> <div align="justify"></div><div align="justify"><span style="COLOR: rgb(255,102,0)"><span style="COLOR: rgb(0,0,0)"><span style="COLOR: rgb(102,102,102)">Let me begin the topic by refreshing what e-commerce is all about.</span> </span><strong>E-commerce</strong> <span style="color:#000000;">is stand for </span></span>Electronic Commerce which consists of the buying and selling of goods or services through internet and other computer networks. Nowadays, the growth of the amount of trade has increased dramatically with the widespread of Internet usage. Due to the growth of e-commerce, many companies are struggling to develop their own websites to promote their products and services online.</div><br /><div align="justify"></div><div align="justify">There are a few virtual e-commerce companies which are very <span style="COLOR: rgb(255,102,0)">successful</span>, such as <span style="COLOR: rgb(255,102,0)">eBay, Amazon.com, E-trade</span> and others. Nevertheless, there are also large numbers of e-commerce companies that <span style="COLOR: rgb(255,102,0)">failed to maintain</span> their business through the Internet. These companies are such as <span style="COLOR: rgb(255,102,0)">IBM, eToys, Boo.com, Webvan</span> and so on. Here, I will briefly describe on another example of <strong><span style="COLOR: rgb(51,204,0)">e-commerce failure and its causes</span></strong> to the failure.</div><div align="justify"></div><br /><div align="justify"><strong><span style="COLOR: rgb(51,102,255)">MetalSite</span></strong> is commonly known as the pioneer of e-commerce metals. MetalSite which started up by <span style="COLOR: rgb(51,102,255)">Patrick B. Stewart</span> in year <span style="COLOR: rgb(51,102,255)">1998</span> was primarily focused on easier access to buy and sell metals through Internet tools. The vision of MetalSite is to transform the traditional metals supply chain into a fully networked value chain by adding capabilities such as online logistics, credit services and more. This includes tools that support transactions at each step which are from inquiry through settlement and delivery.<br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkH7H_MfNIgIiiBFmy3mngR6xA3waNmSOPD0lvLLxx9Hy6ECz94vB31KNsDxKnd41yd-8BLXhDESq3zN_I4vtguEilFihbYnWN2tYEqAnEC7mQggRo9TNzyXYiPsvdLOLxIwLk_5DMdpk/s1600-h/metalsite_page.jpg"><img id="BLOGGER_PHOTO_ID_5345889379385261986" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 224px; HEIGHT: 158px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkH7H_MfNIgIiiBFmy3mngR6xA3waNmSOPD0lvLLxx9Hy6ECz94vB31KNsDxKnd41yd-8BLXhDESq3zN_I4vtguEilFihbYnWN2tYEqAnEC7mQggRo9TNzyXYiPsvdLOLxIwLk_5DMdpk/s400/metalsite_page.jpg" border="0" /></a><br />However, its website is now <strong><span style="COLOR: rgb(255,0,0)">blank</span></strong>. It has suspended its operations since <span style="COLOR: rgb(51,102,255)">6th June 2001</span> and its last few dozens of employees have left the firm for their own good at 15th June 2001. Below is the Link of the website which is blank.<br /><a href="http://www.metalsite.net/">MetalSite</a> </E-COMMERCE></div><br /><div align="justify"></div><div align="justify">It was perhaps the most surprising failures for the metal industry as they have investment backed from Bethlehem, Weirton, LTV, Steel Dynamics, and Ryerson Tull. MetalSite appeared to be successful even the Internet Capital Group also thought so and invested over $100 million in MetalSite. </div><br /><div align="justify"></div><div align="justify">The <span style="COLOR: rgb(255,102,0)">main cause</span> of MetalSite’s failure was <span style="COLOR: rgb(255,102,0)">run out of cash</span>. The costs of financing MetalSite’s technology and employees was impossible to justify, as a result, the firm actually burned over $200 million without generating any significant revenues. Secondly, MetalSite had numbers of backers who could commit product to their platforms which causes split ownership structures to exist. As an effect of the structures, quick decision making is inhibited. Besides, it also deterred non-equity participants from buying and selling over their platforms. Lastly, MetalSite held marketing campaigns which are costly to establish brand recognition which is actually a wrong decision which leads to its failure. <br /><br /></div><div align="justify">In a nut shell, firm must be good in <span style="COLOR: rgb(255,102,0)">financing the development</span> of the websites so that it wouldn’t be suspended for the reason of lack of cash. On the other hand, the <span style="COLOR: rgb(255,102,0)">design of the websites</span> is important to attract customers, this including the attractiveness of the features, ease of use and access and also convenience to view all kind of options. <span style="COLOR: rgb(255,102,0)">Brand recognition</span> is equally important as having <span style="COLOR: rgb(255,102,0)">management with expertise</span> to run the operations, e-commerce winners will have both well managed.</div><div align="justify"></div><br /><div align="justify">The followings links show some of the e-News on the MetalSite incident:</div><br /><div align="justify"></div><div align="justify">* Networking with Suppliers and Customers</div><div align="justify"><a href="http://www.metalcenternews.com/2001/Oct01/MCN0110businesstopics.htm">http://www.metalcenternews.com/2001/Oct01/MCN0110businesstopics.htm</a></div><br /><div align="justify"></div><div align="justify">* MetalSite: "It was overhyped by everybody"</div><div align="justify"><a href="http://www.businessweek.com/bwdaily/dnflash/jun2001/nf20010614_152.htm">http://www.businessweek.com/bwdaily/dnflash/jun2001/nf20010614_152.htm</a></div><br /><div align="justify"></div><div align="justify">* New owner brings MetalSite back online</div><div align="justify"><a href="http://www.bizjournals.com/pittsburgh/stories/2001/11/26/daily11.html">http://www.bizjournals.com/pittsburgh/stories/2001/11/26/daily11.html</a></div><div align="justify"></div>phaikyin@snowyinhttp://www.blogger.com/profile/00516615781890789950noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-71375286561312624832009-06-10T19:32:00.018+08:002009-06-21T13:14:50.172+08:00The History and Evolution of E-Commerce<div style="TEXT-ALIGN: justify" align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrKTAP9Pr3waJrwTRGcIIsAr65orbR0CI7OFD0go18ATAk19pRFmxuwTbAp8qV7PWkxBIFhQ4J2eLTR6bqemq_EbwY7RDpWqkhK4RUS9JKQXNdJ26KA2lxCZqoga8wjdy3DPy_q31Zm8g/s1600-h/e-ecommerce.jpg"><img id="BLOGGER_PHOTO_ID_5345702686867013650" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 145px; HEIGHT: 150px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrKTAP9Pr3waJrwTRGcIIsAr65orbR0CI7OFD0go18ATAk19pRFmxuwTbAp8qV7PWkxBIFhQ4J2eLTR6bqemq_EbwY7RDpWqkhK4RUS9JKQXNdJ26KA2lxCZqoga8wjdy3DPy_q31Zm8g/s200/e-ecommerce.jpg" border="0" /></a> Before I explain and describe on the history and evolution of <span style="color:#cc33cc;"><strong>E-Commerce</strong></span>, I would like to define E-Commerce first so that readers of this blog will understand what E-Commerce is actually all about. Electronic Commerce, commonly known as e-commerce, is the buying and selling of products or services over electronic systems such as the Internet and other computer networks.<br /></div><br /><div><div><div><div style="TEXT-ALIGN: justify">Originally, electronic commerce meant the facilitation of commercial transactions electronically, using technology such as <span style="color:#990000;">Electronic Data Interchange (EDI)</span> and <span style="color:#990000;">Electronic Funds Transfer (EFT)</span> which were introduced in the late 1970s, allowing businesses to send commercial documents like purchase orders or invoices electronically. Credit cards, automated teller machines (ATM) and telephone banking were also other forms of electronic commerce which were introduced in the 1980s. </div><br />From a<em> </em><a href="http://www.ecommerce-land.com/history_ecommerce.html"><em>table</em></a> found, I'll summarize the evolution of E-Commerce as below:<br /><strong><span style="COLOR: rgb(255,102,0)">1984</span></strong> - EDI, or electronic data interchange, was standardized through ASC X12 that guaranteed companies would be able to complete transactions with one another reliably.<br /><strong><span style="COLOR: rgb(255,102,0)">1992</span></strong> - CompuServe offers online retail products to its customers. This gives people the first chance to buy things off their computer. <div><div style="TEXT-ALIGN: justify"><strong><span style="COLOR: rgb(255,102,0)">1994</span></strong> - <a href="http://www.netscape.com/"><em>Netscape</em></a> arrived. Providing users a simple browser to surf the Internet and a safe online transaction technology called Secure Sockets Layer.<br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrae_sr1s7MTNnepbR1MH3DTrT0CjbmodEZ4UhPODeI-GRbZGU97o_pS4qjoV7lDlXyRKihpUcq4ZpZUleuCpVLZdbSPPHiusFPOdnDDH2JKfHOUBfceyXDDnTaJ6xA1HSxy0gBkUP4_4/s1600-h/netscape2007logo-wiki.png"><img id="BLOGGER_PHOTO_ID_5345667758973074482" style="FLOAT: left; MARGIN: 0px 0px 10px 10px; WIDTH: 114px; HEIGHT: 33px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrae_sr1s7MTNnepbR1MH3DTrT0CjbmodEZ4UhPODeI-GRbZGU97o_pS4qjoV7lDlXyRKihpUcq4ZpZUleuCpVLZdbSPPHiusFPOdnDDH2JKfHOUBfceyXDDnTaJ6xA1HSxy0gBkUP4_4/s200/netscape2007logo-wiki.png" border="0" /></a><br /><br /><strong><span style="COLOR: rgb(255,102,0)"><br /></span></strong><div style="TEXT-ALIGN: justify"><strong><span style="COLOR: rgb(255,102,0)">1995</span></strong> - Two of the biggest names in e-commerce are launched: <a href="http://www.amazon.com/"><em>Amazon.com</em> </a>and <a href="http://www.ebay.com/"><em>eBay.com</em></a><br /><strong><span style="COLOR: rgb(255,102,0)">1998</span></strong> - DSL, or Digital Subscriber Line, provides fast, always-on Internet service to subscribers across California. This prompts people to spend more time online. </div></div><strong><span style="COLOR: rgb(255,102,0)">1999</span></strong> - Retail spending over the Internet reaches $20 billion, according to <a href="http://www.business.com/"><em>Business.com</em></a><br /><div></div><div style="TEXT-ALIGN: justify"><img id="BLOGGER_PHOTO_ID_5345701864581633970" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; HEIGHT: 174px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNjunTNAFzGR2gBXFckE1usDUVySmn46QZ4AR4hrOGgOP6Slap0Yka6OrzNE4Z9u1qPrsJIincgW5AGzuEUcXXYwFm-_kxwftRbWTZyEzFUPtKVZQozuWeDiAeOv8OEubzolmRDp7VkWQ/s320/graph.jpg" border="0" />History of ecommerce is unthinkable without <span style="color:#ff0000;">Amazon</span> and <span style="color:#ff0000;">Ebay</span> which were among the first Internet companies to allow electronic transactions. Thanks to their founders we now have an ecommerce sector and enjoy the buying and selling advantages of the Internet. According to an <a href="http://www.ecommerce-land.com/history_ecommerce.html"><em><span style="COLOR: rgb(102,102,102)">article</span></em></a>, currently there are <strong>5 largest</strong> and most famous worldwide Internet retailers: Amazon, Dell, Staples, Office Depot and Hewlett Packard. According to statistics, the most popular categories of products sold in the World Wide Web are music, books, computers, office supplies and other consumer electronics.<br /></div><br /><div style="TEXT-ALIGN: justify"><span style="color:#ff0000;">Amazon.com, Inc.</span> is one of the most famous ecommerce companies and is located in Seattle, Washington (USA). It was founded in 1994 by Jeff Bezos and was one of the first American ecommerce companies to sell products over the Internet. After the dot-com collapse Amazon lost its position as a successful business model, however, in 2003 the company made its first annual profit which was the first step to the further development.</div><div><br /><div style="TEXT-ALIGN: justify">History of e-commerce is a history of a new, virtual world which is evolving according to the customer advantage. It is a world which we are all building together brick by brick, laying a secure foundation for the future generations. </div></div><div><br /><div style="TEXT-ALIGN: justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtQmRGIaOPJXE-xhCa3JDbbsVMCe0oh4aQUAfbi5avb7IzOWwdQXmzs1vFz4gAXy7sR9jk4rLb2fuhh_T1b0AEIJEMaTjskDNh_l0vQ2MWqEJBAQX7dq_NbzoIWUFQva9se12zT068o1s/s1600-h/ecommerce.jpg"><img id="BLOGGER_PHOTO_ID_5345691868247873202" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; HEIGHT: 144px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtQmRGIaOPJXE-xhCa3JDbbsVMCe0oh4aQUAfbi5avb7IzOWwdQXmzs1vFz4gAXy7sR9jk4rLb2fuhh_T1b0AEIJEMaTjskDNh_l0vQ2MWqEJBAQX7dq_NbzoIWUFQva9se12zT068o1s/s200/ecommerce.jpg" border="0" /></a>In my opinion, I believe that <span style="color:#cc33cc;"><strong>E-Commerce</strong></span> will keep on emerge and evolve to a more popular stage where maybe everyone will just stay at home and start to order products or maybe even housewives will start to order groceries online without need to go through the hassle and hectic to travel to the nearest supermarket and looking for car park. Therefore, we need to adapt to this changing environment and be a smart online user by taking precautionary steps. </div></div></div></div></div>Melissahttp://www.blogger.com/profile/13701250292662687412noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-24462346937080805852009-06-10T14:42:00.043+08:002009-06-21T13:15:23.459+08:00Revenue model for Google, Amazon.com, and eBay<div style="TEXT-ALIGN: justify">Hello, my dearest readers nice to see you again. Today, I’m going to share one of the topics about e-commerce with you. As we know, revenue is the main objective in every business transaction so there is no exception for online activities as well. Hence, I would like to share the information about “<span style="COLOR: rgb(0,0,153)"><em>Revenue model for Google, Amazon.com, and eBay</em></span>” with you.<br /></div><br /><span style="font-size:130%;"><em><strong><u>Google</u></strong></em></span><br /><div style="TEXT-ALIGN: justify">A revenue model is made up by five revenue models, which includes sales revenue model, transaction fee revenue model, advertising revenue model, subscription revenue model, and affiliate revenue model. <span style="COLOR: rgb(0,0,153)">Advertising is the main revenue model for Google</span> which generates higher profits than other model. Google AdWords, Google AdSense, Google Answers and Froogle are included in the Google’s advertising revenue model.<br /></div><br /><div style="TEXT-ALIGN: justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSmiBJwcsclqDPCu3OxzWD1GScV7pmQ3pqsuS2Uw-tXXHfpMSkvG6viiUZEMzcwlJ_E1BCfZvIThGltugEqrjkd25_n5BoIiWfEqcGZMITnH_ZaKoNF6kw1_NU5h-g_eNviw4BjXbGCcPy/s1600-h/1.jpg"><img id="BLOGGER_PHOTO_ID_5345596176983693458" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 378px; HEIGHT: 192px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSmiBJwcsclqDPCu3OxzWD1GScV7pmQ3pqsuS2Uw-tXXHfpMSkvG6viiUZEMzcwlJ_E1BCfZvIThGltugEqrjkd25_n5BoIiWfEqcGZMITnH_ZaKoNF6kw1_NU5h-g_eNviw4BjXbGCcPy/s400/1.jpg" border="0" /></a>Google AdWords is the pay per click advertising program of Google which is designed to allow the advertiser to present their advertisement to interested people that are trying to search for the relevant information which offers by the advertiser in the advertisements. An advertiser has to pay the fee to Google whenever there is a click on the advertisements in Google page.<br /></div><br /><div style="TEXT-ALIGN: justify">Google AdSense is an ad serving program which allows the website owners to enroll the text, image and video advertisement which will be presented in their website. Revenue for these ads is generated by either on per-click or per-thousand-ads-displayed basis. I have provided a AdSense picture so that you will have a clearer picture.</div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgicpHa2PssjQ-zl6NcSbPXKQd_gJNVBT3u5jIusQFjB-cTCxY1OlRfiUA5NcmF-xA1Q2vU4ce8j8YhujjovEtgpfhG6RsL4ay0DIWxENGsbneT-7vVbOSrvzjEPsciF8RhTO49HOqDXkDu/s1600-h/adsense2.gif"><img id="BLOGGER_PHOTO_ID_5345597099137918082" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 420px; HEIGHT: 152px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgicpHa2PssjQ-zl6NcSbPXKQd_gJNVBT3u5jIusQFjB-cTCxY1OlRfiUA5NcmF-xA1Q2vU4ce8j8YhujjovEtgpfhG6RsL4ay0DIWxENGsbneT-7vVbOSrvzjEPsciF8RhTO49HOqDXkDu/s400/adsense2.gif" border="0" /></a><br /><div style="TEXT-ALIGN: justify">Google Answers is a service provided by the researcher to answer users’ queries or questions. Then, the user will pay for the service. 25% of the service payment will be kept by Google, and the rest will be paid to Researchers. </div><div align="left"><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi38m9caiI39gx0NOe211_QlP1ojbrzVz5t8f6AKY7zCD2T8i6lepQ2CHyo1tuSwCTWl9dP53vLPpi4Z_ZsJJHx9zHr4MiVig8gqxn6ZvdgNPkwXR9DA4GTi7EyNakFqDLa5ZMyl-KrLwPt/s1600-h/froogleHome.gif"><img id="BLOGGER_PHOTO_ID_5345598132829337586" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 289px; HEIGHT: 134px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi38m9caiI39gx0NOe211_QlP1ojbrzVz5t8f6AKY7zCD2T8i6lepQ2CHyo1tuSwCTWl9dP53vLPpi4Z_ZsJJHx9zHr4MiVig8gqxn6ZvdgNPkwXR9DA4GTi7EyNakFqDLa5ZMyl-KrLwPt/s400/froogleHome.gif" border="0" /></a></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"><div style="TEXT-ALIGN: justify">While, Froogle is a price engine website launched by Google that enable users easily get information about products that are selling online.<br /></div></div><span style="font-size:130%;"><em><strong></strong></em></span><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u></u></strong></em></span></div><div align="left"><span style="font-size:130%;"><em><strong><u><br /><br /><br />Amazon<br /><br /></u></strong></em></span></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtbPLYbrxfpJP_eJDiixDxHsUTIqcAufmUysL7CSCaO9MNGYsvgty9xxeEsdC4s5jxeYV9vuQPXzX-vZEOX-ecWuQ9IdElk7I7N9QMqyu_qJxqKon7T-xCrCEzRAhq5Unbn96kQAFI9qO8/s1600-h/untitled.bmp"><img id="BLOGGER_PHOTO_ID_5345599414703631778" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 336px; HEIGHT: 188px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtbPLYbrxfpJP_eJDiixDxHsUTIqcAufmUysL7CSCaO9MNGYsvgty9xxeEsdC4s5jxeYV9vuQPXzX-vZEOX-ecWuQ9IdElk7I7N9QMqyu_qJxqKon7T-xCrCEzRAhq5Unbn96kQAFI9qO8/s400/untitled.bmp" border="0" /></a><br /><div style="TEXT-ALIGN: justify">On the other hand, unlike Google, the <span style="COLOR: rgb(0,0,153)">main activity for Amazon is online sales</span>. Interested buyer can buy the new or used products from the seller through Amazon.com in Amazon Marketplace. Commission rate will be charged by Amazon based on the selling price, transaction fee, and variable closing fee. Therefore, sales and transaction fee can be considered as the main revenue model for Amazon.<br /></div><br /><div style="TEXT-ALIGN: justify">Affiliate revenue model is another model that generates revenue for Amazon. An affiliate marketing program has been set up by Amazon. Website owner is able to create an online store in their own site through an Amazon affiliate product which is known as store. A referral fees will be paid to the website owner and normally it is in the range from 4% to 10% of the product price.<br /><strong><em><span style="font-size:130%;"><u></u></span></em></strong><br /><strong><em><span style="font-size:130%;"><u>Ebay</u></span></em></strong><br /></div></div><div style="TEXT-ALIGN: justify"><span style="COLOR: rgb(0,0,153)">Ebay</span> is also providing online shopping but it does not have inventory like Amazon. It is an <span style="COLOR: rgb(0,0,153)">online auction and shopping website</span> which allow business transaction to be performed in places around the world. Insertion fees, promotional fees, final value fees, and reservation fees model revenues are the revenue generated by Ebay.<br /></div><br /><br /><img id="BLOGGER_PHOTO_ID_5345599795132747042" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 302px; HEIGHT: 259px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWVdpTR5aAPTxZyFmKcrqpq0pK7X-T0ohbpLqvVwyvOMep5ldpjeKny2GI1Q5T0j32SBZYJQSpuyCVgDttxs0D0TLnxU4gK4ZNKV3CnoJ7v8EaTPMDIZ4WkoAzIIuYzLUiw2VZNI-8xtwg/s400/ebay_diagram.jpg" border="0" /><br /><div style="TEXT-ALIGN: justify">Insertion fees are generated when an item is listed or showed in Ebay and this is non-refundable fee. Promotional fees are generated when additional listing options such as highlighted and bold listings are edited. While, final value fees is commission charged to the seller at the end of the auction. Lastly, reservation fees are charged when the product is not sold out.<br /></div><br /><div align="left">Here are some of the useful links with is related with this topic:<br /></div><div align="left">i)<a href="http://comparisonengines.com/2007/06/12/ebay-no-longer-on-google-adwords/">Ebay no longer on google adword</a></div><br /><div align="left">ii)<a href="http://www.organicspam.com/google_revenue_model.asp">Google Adwords</a><br /></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"></div><div align="left"><br />iii)<a href="http://www.google.com.my/">Google</a></div><br /><div align="left">iv)<a href="http://www.amazon.com/">Amazon.com</a></div><br /><div align="left">v)<a href="http://www.ebay.com/">Ebay</a></div>~~wOrlD oF cHaRliE~~http://www.blogger.com/profile/00368809878210514398noreply@blogger.com0tag:blogger.com,1999:blog-5996990218603305193.post-37320631267172341912009-06-09T19:47:00.022+08:002009-06-21T13:16:07.869+08:00About our blog's authors<strong>Charlie Tan Hui Chew</strong><br /><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji72xewlDrmAUEqUezD8SuFbhqhp-okWcX7fhTO3GI0_LDuMWyZzTrhBP2360LPUGdoc7z8oMO1SsMHrZTRi3S0UFtQp0QzkPWIPWtVgtJBUjd4lWMJ4PhViINBndskP5MvhB656zCPx-5/s1600-h/Image035.jpg"><img id="BLOGGER_PHOTO_ID_5345294768670404130" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 200px; CURSOR: hand; HEIGHT: 160px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEji72xewlDrmAUEqUezD8SuFbhqhp-okWcX7fhTO3GI0_LDuMWyZzTrhBP2360LPUGdoc7z8oMO1SsMHrZTRi3S0UFtQp0QzkPWIPWtVgtJBUjd4lWMJ4PhViINBndskP5MvhB656zCPx-5/s200/Image035.jpg" border="0" /></a>Hi everyone, my name is Tan Hui Chew, you can call me Charlie. I’m 21 years old and from Banting, Selangor. Currently, I’m a year three semester one student who is taking Bachelor of Commerce (Hons) Accounting in University Tunku Abdul Rahman. My father is a part time insurance agent, 54 years old and mother is a business woman, 47 years old. Besides, I got three brothers and a sister. </div><div align="justify"><br /></div><div align="justify">By the way, let me describe more about myself to you. In fact, I’m a talkative girl who likes to be friend with anyone and share the joy and sorrow with my best friend. Besides, I enjoy watching drama during my leisure time especially Taiwan drama as I can see all the actors that I like. Hence, watching drama is one of my hobbies as well. Sleeping also can be considered as my hobby because sleep can reduce my stress and unhappiness. Therefore, my housemates and best friend always called me “lazy pig”. Another hobby is to be a mountaineer as climbing can refresh my mind and relax my body as well.</div><div align="justify"><br />Now, let me share the top 5 websites that I frequently visited. They are www.facebook.com, www.baidu.com, www.gougou.com, www.hotmail.com, and www.youtube.com. Baidu.com and gougou.com are the most websites that I visited as I can download all the music that I like from baidu, and download all the drama that I want to watch from the gougou.com. These websites can help me pass my time especially when I’m feeling bored. On the other hand, the top 5 activities that I frequently did are searching music, drama, play games, photos of artists, and view friend profile from facebook.</div><br /><div align="justify">If you want to know more about me, feel free to visit my website. </div><div align="justify"><a href="http://www.friendster.com/charliethc">Friendster's Profile</a> and <a href="http://www.charlietzai.blogspot.com/">Charlie's Blog</a>.<br /><br /><br /></div><div align="right"><strong>Lim Ker Pei</strong></div><div align="left"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsJAmDb3hjJnOOw8pi-eyaM9VrD6esb12nuUnbTaEXyG7pnsgQZm0xMxjXJ8xmFCEBk6Pit21m2PgzEMq6tLVyO5Ytao7nwidJqkFq4j0S2EyOU0RFxAbIQaBMB-nDXasLZzIpaK8m2fq1/s1600-h/5.JPG"><img id="BLOGGER_PHOTO_ID_5345297106402384434" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 150px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsJAmDb3hjJnOOw8pi-eyaM9VrD6esb12nuUnbTaEXyG7pnsgQZm0xMxjXJ8xmFCEBk6Pit21m2PgzEMq6tLVyO5Ytao7nwidJqkFq4j0S2EyOU0RFxAbIQaBMB-nDXasLZzIpaK8m2fq1/s200/5.JPG" border="0" /></a></div><div align="justify">I am Lim Ker Pei, Melissa who is currently a Year 3 student of University Tunku Abdul Rahman (UTAR) from Bachelor of Commerce (HONS) Accounting. I’m from Kuala Lumpur which is the centre of Malaysia therefore I’m a typical city girl that lives in a world of Information Technology. I will have contact or deal with IT in my day-to-day life for example blogging, checking mails and keep in touch with my friends all around the world via MSN messenger. Therefore through this blog, my friends and I will share some information about E-Commerce so that readers will have a clearer idea or picture of what E-Commerce is actually all about. </div><div align="justify"></div><br /><div align="justify">My hobbies are reading blogs, hanging out with my friends and will play piano in my leisure time. The 5 top websites that I visited the most are Google, Facebook, Hotmail.com, Blogger.com and theStar.com. I visit all these websites to search for information, keep connected with my friends and also to entertain myself. Besides that, I’ll update myself with the latest news and the current issues from theStar.com. </div><div align="justify"></div><br /><div align="justify">The 5 top internet activities that I’ll do are playing online games, checking my e-mails, chatting with my friends via MSN messenger, update my facebook account by uploading photos and lastly searching for new information.</div><div align="justify"></div><br /><div align="justify">Lastly, if you guys want to know more about me please do not hesitate to visit my personal blog: <a href="http://www.canyoufeelmyheart.blogspot.com/">Ker Pei's Blog</a>.</div><div align="justify"></div><br /><br /><div align="justify"><strong>Marcus Teoh Kim Hung</strong></div><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDhiKmFEXFb6bixIWv1Sh5YxDh2EQZGh6nP4GbZzVoZoNh-UPhTc6T9hkwUB65CwP2kc1NFtAG1WjjiAS2qRrSbxTmyDudsCTq1N3gdARKyvi8S3OcnyuMVrZn0Xe-FyjejlBRhh4uUWnn/s1600-h/DSC00773.JPG"><img id="BLOGGER_PHOTO_ID_5345303473622489154" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 150px; CURSOR: hand; HEIGHT: 200px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDhiKmFEXFb6bixIWv1Sh5YxDh2EQZGh6nP4GbZzVoZoNh-UPhTc6T9hkwUB65CwP2kc1NFtAG1WjjiAS2qRrSbxTmyDudsCTq1N3gdARKyvi8S3OcnyuMVrZn0Xe-FyjejlBRhh4uUWnn/s200/DSC00773.JPG" border="0" /></a>I am glad to have this opportunity to introduce myself in this E-commerce Web Log (Blog). My name is Teoh Kim Hung, everyone called me “Ah Teoh”. Let me write a bit about myself, I am an undergraduate student of University Tunku Abdul Rahman and major in accounting. I like to travel and swim during my leisure time because these activities help me to open my mind and keep my body fit. The only sentence to describe myself is “I am who I am”, because I believe that everyone is special.</div><div align="justify"></div><div align="justify"></div><div align="justify"><br />Internet has played a major role in my life since I entered into university. The top 5 activities I always do are chatting via live messenger, blogging, reading news, gaming and searching for information. Although Internet brings a lot of benefit but I am not addicted to it. This is because if a person gets addicted to internet, it will cause damages to relationships and also the growth of individuals.</div><br /><div align="justify"></div><div align="justify"></div><div align="justify">The 5 websites I visited the most are YouTube, Facebook, My blogger’s blog, ChinaPress dotcom, and Viwawa. Among these websites, YouTube is my favorite as I can view many funny videos, news, and even my favorite artist’s music video followed by Facebook and My blogger’s blog because it helps me to get the latest updates of my friends’ status. In my opinion, reading English articles and news is a headache for me, so I would rather read Chinese news as ChinaPress dotcom provides this service to public.</div><br /><br /><div align="justify"></div><div align="justify"></div><div align="right"><strong>Fum Phaik Yin</strong></div><div align="justify"><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9GyOZPQirxBuereXn_2U-kwIpTO7Qzn2ZqfvBtg1JTq2Z7Z3IsJThGmQF0-IjO_wSHkMPS95_pyHeUJIu3S3h5lt2ut3RsNWaX2wBjeOTwF7hQ5Bfu2i3E0NfMAZaSSN5EyYQgSVYoaGe/s1600-h/DSC01913.JPG"><img id="BLOGGER_PHOTO_ID_5345302215876321570" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 200px; CURSOR: hand; HEIGHT: 150px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9GyOZPQirxBuereXn_2U-kwIpTO7Qzn2ZqfvBtg1JTq2Z7Z3IsJThGmQF0-IjO_wSHkMPS95_pyHeUJIu3S3h5lt2ut3RsNWaX2wBjeOTwF7hQ5Bfu2i3E0NfMAZaSSN5EyYQgSVYoaGe/s200/DSC01913.JPG" border="0" /></a></div>My name is Fum Phaik Yin and I was just got into the world of 21 years old in May. I come from a family of five. My family and I are currently living in Puchong. I am taking my bachelor course in Universiti Tunku Abdul Rahman (UTAR) and this is my third year in the course. I am currently staying in a rented condominium unit due to my study in UTAR, Sg. Long.</div><div align="justify"></div><div align="justify"></div><div align="justify"></div><div align="justify"><br />Whenever I am free, I will read some books or magazines. I prefer reading novel and short paragraphs that discuss issues about life. Besides, I like to watch movie and listen to music when I am free. I usually check out for the latest movie and songs online. Besides that, I also surf the net quite often to search for the information I want, perform selling and purchasing, and also keep in contact with my friends. </div><br /><div align="justify"></div><div align="justify"></div><div align="justify"></div><div align="justify">If possible, I will visit Friendster.com, Sosot.net and WBLE everyday. I will check my comments in Friendster everyday to keep in touch with my friends. On the other hand, the purpose of surfing Sosot.net is to shop for things that I need and also selling things whereas surfing WBLE is to check any latest lecture notes or tutorials worksheets were uploaded. Besides, I also use Google to search for the information I want frequently, I choose Google because it gives a wider results for my searching. For entertainment purpose, I surf Meetoto and Kongregate to relax and reduce stress. Meetoto is a singing game; it is a place that provides stages and rooms for your avatar to sing whereas Kongregate is a games library which has thousands and millions of games to get rid of your bored.</div><div align="justify"></div><div align="justify"></div><div align="justify"></div><div align="justify"><br />I am trying to enjoy the life I am having now because I think life will be tougher after graduation since working life will starts. </div>E-commerce Change the Worldhttp://www.blogger.com/profile/06384342717610129279noreply@blogger.com2tag:blogger.com,1999:blog-5996990218603305193.post-18895627648017170602009-06-08T15:31:00.000+08:002009-06-08T19:28:19.329+08:00Welcome to "E-commerce Change the World"Dear Readers,<br />Welcome and thanks for visiting our very first blog regarding e-commerce. The purpose of our group in building this blog is to share knowledge and information of e-commerce so that more and more people will have a better understanding of e-commerce and apply it in our daily life.<br /><br />In this blog, we will share some interesting topic such as the success and failure of e-commerce, the threat of online security, the application of pre-paid cash card for consumers, corporate blogging, and others.<br /><br />Hope you will benefit from our blog and stay tunned for more update from us.E-commerce Change the Worldhttp://www.blogger.com/profile/06384342717610129279noreply@blogger.com0